Union County and New Providence Borough property record for 27 E 4th St, New Providence, NJ 07974
| Property Type | Single Family Home |
|---|---|
| Details | 1,156 sqft · built 1962 |
| Lot Size | 0.204 acres (8,886 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $665,000 (Apr 2024) |
| Tax Bill | $12,549 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00142-0000-00022 |
| Primary APN | 11-00142-0000-00022 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,156 sqft Living Area |
| 1st Floor Area | 1,156 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Construction Type | Frame |
| Lot Area | 8,886 sqft (0.204 acres) |
| Parking Spaces | 1 Parking Space |
| Account Number | 00144900 |
|---|---|
| Street Address | 27 E 4TH ST |
| City | NEW PROVIDENCE |
| State | NJ |
| Zip | 07974-2215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | MARY D FRANCIS |
| Legal Block | 142 |
| Legal Lot Number | 22 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | NEW PROVIDENCE |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 38104 |
27 E 4th St is owned and occupied by two individuals who bought it in April 2024.
Source: Union County and New Providence Borough records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 27 E 4TH ST, NEW PROVIDENCE, NJ 07974-2215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 17, 2024 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Aug 23, 2021 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| May 25, 2021 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Oct 15, 2019 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2024 · Amount on File |
| Deed Sale | Apr 17, 2024 · Amount on File |
| Prior Sale | Oct 15, 2019 · Amount on File |
| Deed Document Number | 202437090 |
| Deed Book / Page | 6542 / 2641 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Apr 17, 2024 |
| Property Address | 27 E 4TH ST, NEW PROVIDENCE, NJ 07974-2215 |
| Document Number | 0065422641 |
| Book / Page | 6542 / 2641 |
| Instrument Date | Apr 10, 2024 |
| Instrument | 37090 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2024 |
| Title Company | WEICHERT TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,874.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 27 E 4TH ST, NEW PROVIDENCE, NJ 07974-2215 |
| Name | Verified Name |
|---|---|
| Address | 27 E 4TH ST, NEW PROVIDENCE, NJ 07974-2215 |
| Document Number | 0000063936 |
|---|---|
| Date | Apr 17, 2024 |
| Instrument | 63936 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 27 E 4TH ST, NEW PROVIDENCE, NJ 07974-2215 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 27 4TH STREET, NEW PROVIDENCE, NJ 07974-2215 |
| Document Number | 0150392717 |
|---|---|
| Date | Aug 23, 2021 |
| Book Page | 15039/2717 |
| Instrument | 19295 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 338 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 27 E 4TH ST, NEW PROVIDENCE, NJ 07974-2215 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 15720 BRIXHAM HILL AVE 300, 300, CHARLOTTE, NC 28277-4784 |
| Document Number | 0149713237 |
|---|---|
| Date | May 25, 2021 |
| Book Page | 14971/3237 |
| Instrument | 12938 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | RENO, NV 89501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 14, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Oct 15, 2019 |
| Property Address | 27 E 4TH ST, NEW PROVIDENCE, NJ 07974-2215 |
| Document Number | 0063430759 |
| Book / Page | 6343 / 0759 |
| Map Reference | MAP 130D |
| Instrument Date | Sep 27, 2019 |
| Instrument | 318104 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $3,695.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 27 E 4TH ST, 27, NEW PROVIDENCE, NJ 07974-2215 |
| Name | Verified Name |
|---|---|
| Address | 27 E 4TH ST, NEW PROVIDENCE, NJ 07974-2215 |
The 2025 property tax bill for 27 E 4th St was $12,549, up 1.6% from the year before.
Source: Union County and New Providence Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | New Providence Borough |
| Unified School District | New Providence Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $239,400 (-) Land $116,900 Building $122,500 | $239,400 (-) Land $116,900 Building $122,500 | |
| 2025 | $12,549.00 (+1.55%) | $239,400 Land $116,900 Building $122,500 | $239,400 Land $116,900 Building $122,500 |
| 2024 | $12,357.00 | ||
| 2023 | $215,300 Land $116,900 Building $98,400 | $215,300 Land $116,900 Building $98,400 | |
| 2022 | $10,631.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 27 E 4th St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 7 (2005–2026) |
| Most Recent Claim | Jan 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 27 E 4th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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