27 Dowling Rd, Albany, NY 12205 Property Records

Albany County and Colonie Town property record for 27 Dowling Rd, Albany, NY 12205

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,576 sqft · built 1967
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Tax Bill	$6,816 (2026)
Deeds & Mortgages	Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012689 54.5-6-11`

Property Details

APN / Parcel Number

Primary APN	`012689 54.5-6-11`
Alternative APNs	`268905400500060110000000` `05400500060110000000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,576 sqft Total Area
1st Floor Area	1,008 sqft
2nd Floor Area	1,040 sqft
Upper Floors Area	528 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Other
Exterior Material	Composition/Composite
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	216 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	05400500060110000000
Street Address	27 DOWLING RD
City	ALBANY
State	NY
Zip	12205-1909
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	04 - FARM
Legal Description	N-25 E-DOWLING RD S-71-79
Legal Block	6
Legal Lot Number	11.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	2
Census Block	2007
Census Tract	13709

Owner

27 Dowling Rd, a duplex, is owned by an individual who acquired it in December 2014.

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	20 NANCY THERESA TER, ALBANY, NY 12205-1729
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 18, 2014
Transfer Doc	0031211114
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	27 DOWLING RD, ALBANY, NY 12205-1909
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 NANCY THERESA TER, ALBANY, NY 12205-1729

Mortgage

Document Number	0000004552
Date	Aug 16, 2023
Instrument	R2023-14552

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 27 Dowling Rd was $6,816, down 5.2% from the year before.

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,816.00 (-5.24%)
2025	$7,193.00	$148,000 Land $37,000 Building $111,000	$338,700 Land $84,675 Building $254,025
2023		$148,000 (-) Land $37,000 Building $111,000	$290,200 (+9.32%) Land $72,550 Building $217,650
2022		$148,000 Land $37,000 Building $111,000	$265,471 Land $66,368 Building $199,103
2021	$6,747.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 Dowling Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Dowling Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880