27 Dover Rd, Waterford, MI 48328 Property Records

Oakland County property record for 27 Dover Rd, Waterford, MI 48328

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 988 sqft · built 1961
Lot Size	0.332 acres (14,462 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Aug 2021)
Tax Bill	$2,197 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`W-13-26-301-013`

Property Details

APN / Parcel Number

Primary APN	`W-13-26-301-013`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft
Basement Area	962 sqft
Unfinished Basement	962 sqft
Game Room	Game Room

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	14,462 sqft (0.332 acres)
Lot Dimensions	159 ft deep x 50 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	18 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	27 DOVER RD
City	WATERFORD
State	MI
Zip	48328-3569
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T3N, R9E, SEC 26 ELIZABETH LAKE ESTATES SUB NO 5 SLY 15 FT OF LOT 1365 & ALL OF LOT 1366, ALSO NLY PART OF LOT 1367 MEAS 25 FT ON FRONT LOT LINE & 27.83 FT ON REAR
Legal Range	09E
Legal Township	03N
Legal Section	26
Legal Subdivision	ELIZABETH LAKE ESTATES SUB
Legal Lot Number	1365
Jurisdiction	OAKLAND MI
Township / Civil Division	WATERFORD
Census Block Group	4
Census Block	4002
Census Tract	145300

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	27 DOVER RD, WATERFORD, MI 48328-3569
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage QUICKEN LOANS LLC
Oct 15, 2018	Warranty Deed, Transfer · Conventional with PMI MICHIGAN FIRST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2021 · Amount on Record
Deed Sale	Aug 9, 2021 · Amount on Record
Prior Sale	Oct 15, 2018 · Amount on Record
Deed Document Number	2021194205
Deed Book / Page	56666 / 415
Prior Transfer Date	Sep 28, 2018
Prior Transfer Doc	0000169127
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 9, 2021
Property Address	27 DOVER RD, WATERFORD, MI 48328-3569
Document Number	0000194205
Book / Page	56666 / 415
Map Reference	LB 49 PG 40
Instrument Date	Jul 15, 2021
Instrument	194205
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27 DOVER RD, WATERFORD, MI 48328-3569

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 DOVER RD, WATERFORD, MI 48328-3569
Investor	Possibly a Property Investor

Mortgage

Document Number	0056666418
Date	Aug 9, 2021
Instrument	56666/418

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 15, 2018
Property Address	27 DOVER RD, WATERFORD, MI 48328-3569
Document Number	0000169127
Book / Page	052271 / 000767
Instrument Date	Sep 28, 2018
Instrument	169127
Transaction Type	Transfer
Record Updated	Nov 13, 2018
Title Company	PEAK TITLE AGENCY, PEAK TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,376.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 DOVER RD WATERFORD MI 483283569, WATERFORD, MI 48328-3569

Mortgage

Document Number	169128
Date	Oct 15, 2018
Book Page	052271/000768
Instrument	169128

Lender

Name	MICHIGAN FIRST CU
Type	Credit Union
Address	LATHRUP VILLAGE, MI 48076

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2048

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Waterford Charter Township
Unified School District	Waterford School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,197.00 (-42.49%) Homeowner's exemption	$107,090 (+11.91%)	$214,180 (+11.91%)
2024	$3,820.00 (+123.39%)
2023		$95,690	$191,380
2021	$1,710.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERFORD TOWNSHIP serves 73,441 people · EPA ID MI0006910
Water Source	Groundwater
Last State Inspection	Sep 2021
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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