27 Dexter St, Schenectady, NY 12309 Property Records

Schenectady County and Niskayuna Town property record for 27 Dexter St, Schenectady, NY 12309

Property Summary

Property TypeResidential Vacant Land
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$76,000 (Sep 1995)
Tax Bill$579 (2026)
Deeds & MortgagesJan 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN422400 40.18-7-6

Property Details

APN / Parcel Number

Primary APN422400 40.18-7-6
Alternative APN
  • 240004001800070060000000

Exterior

Lot Area7,841 sqft (0.18 acres)
Lot Dimensions100 ft deep x 80 ft wide

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address27 DEXTER ST
CitySCHENECTADY
StateNY
Zip12309-5310
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeR2
Legal SubdivisionRESERVOIR PARK
Legal Block7
Legal Lot Number6.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group4
Census Block4002
Census Tract32000

Owner

27 Dexter St, residential vacant land, is owned by an individual who bought it in September 1995.

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address31 DEXTER ST, SCHENECTADY, NY 12309-5310
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 1995 · Amount on File
Deed SaleSep 18, 1995 · Amount on File
Deed Book / Page1470 / 154
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address27 DEXTER ST, SCHENECTADY, NY 12309-5310
Transaction TypeMortgage
Record UpdatedJan 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001032
DateJan 6, 2023
Book Page5282/252
Instrument202301032
Lender
NameBROADVIEW FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount on Record
Term119 Months
DueDec 23, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 27 Dexter St was $579, up 0.3% from the year before.

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictNiskayuna Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$579.00 (+0.35%)
2025$577.00$11,200 Land $11,200$16,600 Land $16,600
2023$11,200 Land $11,200$14,200 Land $14,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 27 Dexter St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Dexter St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNISKAYUNA CONSOLIDATED WD #11
public/private · serves 22,287 people · EPA ID NY4600073
Water SourceGroundwater
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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