27 Darwin Rd, Cambridge, NY 12816 Property Records

Washington County and Cambridge Town property record for 27 Darwin Rd, Cambridge, NY 12816

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	3 bd · 1 ba · 1,355 sqft · built 1880
Lot Size	9.16 acres (399,010 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Aug 2019)
Tax Bill	$5,108 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`532289 270.-1-10`

Property Details

APN / Parcel Number

Primary APN	`532289 270.-1-10`
Alternative APNs	`228927000000010100000000` `825J100746`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,355 sqft Total Area
1st Floor Area	920 sqft
Upper Floors Area	435 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1970
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	399,010 sqft (9.16 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	620 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	825J100746
Street Address	27 DARWIN RD
City	CAMBRIDGE
State	NY
Zip	12816-1820
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	H&L GARAGE
Legal Block	1
Legal Lot Number	10.000
Jurisdiction	WASHINGTON NY
Township / Civil Division	CAMBRIDGE
Census Block Group	1
Census Block	1021
Census Tract	93000

Owner

Source: Washington County and Cambridge Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	27 DARWIN RD, CAMBRIDGE, NY 12816-1820
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Aug 12, 2019	Warranty Deed, Transfer · Conventional with PMI HOME PT FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2019 · Amount on Record
Deed Sale	Aug 26, 2019 · Amount on Record
Prior Sale	Aug 12, 2019 · Amount on Record
Deed Document Number	2019128291
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON NY
Recording Date	Aug 4, 2026
Property Address	27 DARWIN RD, CAMBRIDGE, NY 12816-1820
Document Number	0000003425
Instrument Date	Jul 22, 2026
Instrument	20263425
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 DARWIN RD, CAMBRIDGE, NY 12816-1820

Mortgage

Document Number	0000003425,
Date	Aug 4, 2026
Instrument	20263425

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Max Rate	-1%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON NY
Recording Date	Aug 12, 2019
Property Address	27 DARWIN RD, CAMBRIDGE, NY 12816-1820
Document Number	0000128033
Instrument Date	Aug 9, 2019
Instrument	128033
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	COMMUNITY TITLE, COMMUNITY TITLE AGENCY, INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$764.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 COUNTY ROUTE 68 SARATOGA SPRINGS NY 128666630, SARATOGA SPRINGS, NY 12866-6630

Mortgage

Document Number	128034
Date	Aug 12, 2019
Instrument	128034

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2049

Tax Assessment & Valuation

Source: Washington County and Cambridge Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Washington County
County Subdivision	Cambridge Town
Unified School District	Cambridge Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,108.00 (+6.17%)
2025	$4,811.00 (-24.96%)	$236,630 (+14.48%) Land $49,455 Building $187,175	$236,630 (+14.48%) Land $49,455 Building $187,175
2023		$206,700 (+3.3%) Land $43,200 Building $163,500	$206,700 (-7.03%) Land $43,200 Building $163,500
2022		$200,100 Land $53,600 Building $146,500	$222,333 Land $59,555 Building $162,778
2021	$6,411.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SLICFiber Fiber	1,000 / 1,000
Hudson Valley Wireless Fixed Wireless	641 / 143

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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