27 Cross St, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 27 Cross St, Beverly, MA 01915

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,759 sqft · built 1895
Lot Size	0.413 acres (17,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Jan 2009)
Tax Bill	$8,813 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Sep 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`R10`

Property Details

APN / Parcel Number

Primary APN	`R10`
Alternative APNs	`BEVE M:0022 B:0186 L` `5382`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,759 sqft Living Area
Gross Area	4,286 sqft
Basement Area	855 sqft
Unfinished Basement	855 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	17,999 sqft (0.413 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	5382
Street Address	27 CROSS ST
City	BEVERLY
State	MA
Zip	01915-3858
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	186
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	2
Census Block	2014
Census Tract	217601

Owner

Source: Essex County and Beverly City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27 CROSS ST, BEVERLY, MA 01915-3858
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2017	Deed of Trust, Mortgage MSA MORTGAGE LLC
Sep 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MSA LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2009 · Amount on Record
Deed Sale	Jan 30, 2009 · Amount on Record
Prior Sale	Aug 8, 2008 · Amount on Record
Deed Book / Page	28284 / 481
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	27 CROSS ST, BEVERLY, MA 01915-3858
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36357-292
Date	Nov 27, 2017
Book Page	36357/292
Instrument	171127000900

Lender

Name	MSA MORTGAGE LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	27 CROSS ST, BEVERLY, MA 01915-3858
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38988-301
Date	Sep 28, 2020
Book Page	38988/301
Instrument	20200928004750

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,813.00 (+5.7%)	$801,900 (+8%) Land $463,300 Building $338,600	$891,765
2024	$8,338.00 (+3.89%)	$742,500 (+4.17%) Land $403,900 Building $338,600
2023	$8,026.00	$712,800 Land $374,200 Building $338,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Nearby Properties on Cross St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures