Durham County property record for 27 Covington Ln, Durham, NC 27712 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,962 sqft · built 1999 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $585,000 (Aug 2018) |
| Tax Bill | $8,363 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0846-15-3449 |
| Primary APN | 0846-15-3449 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 4,962 sqft Heated Area |
| 1st Floor Area | 2,547 sqft |
| Basement Area | 1,305 sqft |
| Unfinished Basement | 1,305 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Cape Cod |
| Lot Area | 24,829 sqft (0.57 acres) |
| Garage Type | Attached |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 348 sqft |
| Patio Area | 342 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 27 COVINGTON LN |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27712-8967 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TREYBURN/PH:01/SEC:26/LT# 13 PL:000135-000208 |
| Legal Subdivision | TREYBURN |
| Legal Phase | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | MANGUM |
| Census Block Group | 7 |
| Census Block | 7001 |
| Census Tract | 2100 |
Source: Durham County records · APN 0846-15-3449
Assessment roll updated September 23, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 27 COVINGTON LN, DURHAM, NC 27712-8967 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · Line of Credit COASTAL FEDERAL CREDIT UNION |
| Aug 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 19, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Aug 08, 2018 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 08, 2018 · Amount on Record |
| Deed Sale | Aug 08, 2018 · Amount on Record |
| Prior Sale | Nov 29, 2010 · Amount on Record |
| Deed Document Number | 201827767 |
| Deed Book / Page | 8484 / 182 |
| Prior Transfer Date | Feb 21, 2013 |
| Prior Transfer Doc | 0071990236 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Jul 27, 2026 |
| Property Address | 27 COVINGTON LN, DURHAM, NC 27712-8967 |
| Document Number | 0000182359 |
| Book / Page | 10594 / 83 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 2026182359 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 27 COVINGTON LN, DURHAM, NC 27712-8967 |
| Document Number | 0000182359, |
|---|---|
| Date | Jul 27, 2026 |
| Book Page | 10594/83 |
| Instrument | 2026182359 |
| Name | COASTAL FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 27 COVINGTON LN, DURHAM, NC 27712-8967 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0094150135 |
|---|---|
| Date | Aug 02, 2021 |
| Book Page | 9415/135 |
| Instrument | 2021038818 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 27 COVINGTON LN, DURHAM, NC 27712-8967 |
| Transaction Type | Mortgage |
| Record Updated | Mar 08, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0092340566 |
|---|---|
| Date | Feb 19, 2021 |
| Book Page | 9234/566 |
| Instrument | 2021008068 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | DURHAM, NC 27704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Aug 08, 2018 |
| Property Address | 27 COVINGTON LN, DURHAM, NC 27712-8967 |
| Document Number | 0084840182 |
| Book / Page | 8484 / 182 |
| Map Reference | MB135 PG208 |
| Instrument Date | Jul 23, 2018 |
| Instrument | 2018027767 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,170.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 COVINGTON LN, DURHAM, NC 27712-8967 |
| Document Number | 2018027768 |
|---|---|
| Date | Aug 08, 2018 |
| Instrument | 2018027768 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
Source: Durham County records · Assessment roll updated September 23, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,363.00 (+29.06%) | $843,699 (+70.55%) Land $141,300 Building $702,399 | $843,699 (+70.55%) Land $141,300 Building $702,399 |
| 2023 | $6,480.00 (+2.35%) | $494,696 Land $58,950 Building $435,746 | $494,696 Land $58,950 Building $435,746 |
| 2022 | $6,331.00 |
Source: FEMA National Flood Hazard Layer, Durham County (37063C), updated June 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370630021007, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force 4 of 4 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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