27 Cook St, Torrington, CT 06790 Property Records

Torrington City property record for 27 Cook St, Torrington, CT 06790

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,819 sqft · built 1862
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$202,000 (Jun 2021)
Tax Bill	$6,333 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Aug 2019 Sale & Mortgage
APN	`005733`

Property Details

APN / Parcel Number

Primary APN	`005733`
Alternative APNs	`TORR M:116 B:019 L:006` `5733`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,819 sqft Living Area
Gross Area	3,919 sqft
Basement Area	986 sqft
Unfinished Basement	986 sqft

Exterior

Year Built	Built 1862
Effective Year Built	Effective 1862
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	5733
Street Address	27 COOK ST
City	TORRINGTON
State	CT
Zip	06790-6421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Block	19
Legal Lot Number	6
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	2
Census Block	2008
Census Tract	310300

Owner

27 Cook St is owned and occupied by two individuals who bought it in June 2021.

Source: Torrington City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	27 COOK ST, TORRINGTON, CT 06790-6421
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Aug 7, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage ROBERT HENDERSON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2021 · Amount on File
Deed Sale	Jun 23, 2021 · Amount on File
Prior Sale	Aug 7, 2019 · Amount on File
Deed Document Number	2021466593
Deed Book / Page	1338 / 73
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Jun 23, 2021
Property Address	27 COOK ST, TORRINGTON, CT 06790-6421
Document Number	0001338-73
Book / Page	1338 / 73
Instrument Date	Jun 18, 2021
Instrument	2021-466593
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27 COOK ST, TORRINGTON, CT 06790-6421

Mortgage

Document Number	2021466594
Date	Jun 23, 2021
Instrument	2021-466594

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Aug 7, 2019
Property Address	27 COOK ST, TORRINGTON, CT 06790-6421
Document Number	001293-137
Book / Page	1293 / 137
Instrument Date	Aug 1, 2019
Instrument	2019-450187
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 BROOKWOOD DR APT B, B, ROCKY HILL, CT 06067-2706

Mortgage

Document Number	2019450188
Date	Aug 7, 2019
Instrument	2019-450188

Lender

Name	ROBERT HENDERSON

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 27 Cook St was $6,333, down 13% from the year before.

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,333.00 (-12.98%)	$189,280 (-) Land $20,370 Building $168,910	$297,341 (+124.42%)
2025	$7,278.00	$189,280 Land $20,370 Building $168,910	$132,496 Land $14,259 Building $118,237
2024	$7,278.00 (+51.47%)
2023	$4,805.00 (+1.74%)	$100,190 (-) Land $20,370 Building $79,820
2022	$4,723.00	$100,190 Land $20,370 Building $79,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 27 Cook St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Cook St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Frontier.

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