27 Continental St, Springfield, MA 01108 Property Records

Hampden County and Springfield City property record for 27 Continental St, Springfield, MA 01108

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 2,081 sqft · built 1901
Lot Size	0.138 acres (6,003 sqft)
Owner	Individual Name on Record
Tax Bill	$4,162 (2026)
Deeds & Mortgages	Sep 2023 Line of Credit Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:03150 P:0014`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:03150 P:0014`
Alternative APN	`31500014`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,081 sqft Living Area
1st Floor Area	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	6,003 sqft (0.138 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	31500014
Street Address	27 CONTINENTAL ST
City	SPRINGFIELD
State	MA
Zip	01108-2604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	5
Census Block	5004
Census Tract	802101

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	27 CONTINENTAL ST, SPRINGFIELD, MA 01108-2604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jan 24, 2017	Deed of Trust, Mortgage · FHA Mortgage ACADEMY MORTGAGE CORP
Dec 15, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2006
Deed Sale	Jul 28, 2006
Prior Sale	Jun 16, 2006 · Amount on Record
Deed Document Number	2006154339
Deed Book / Page	16082 / 471
Transfer Doc	20891-395
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	27 CONTINENTAL ST, SPRINGFIELD, MA 01108-2604
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025168-302
Date	Sep 26, 2023
Book Page	25168/302
Instrument	45603

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	27 CONTINENTAL ST, SPRINGFIELD, MA 01108-2604
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21544-324
Date	Jan 24, 2017
Book Page	21544/324
Instrument	4229

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	27 CONTINENTAL ST, SPRINGFIELD, MA 01108-2604
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23590-440
Date	Dec 15, 2020
Book Page	23590/440
Instrument	74848

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,162.00 (+32.51%)	$269,200 (+34.4%) Land $24,600 Building $244,600	$264,425 (-17.11%)
2025	$3,141.00 (-3.5%)	$200,300 (+4.92%) Land $25,400 Building $174,900	$319,010 (+4.32%)
2024			$305,805
2023	$3,255.00	$190,900 Land $22,600 Building $168,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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