27 Commodore St, Albany, NY 12205 Property Records

Albany County and Colonie Town property record for 27 Commodore St, Albany, NY 12205

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 2,064 sqft · built 1970
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$332,500 (Jan 2023)
Tax Bill	$6,272 (2025)
Deeds & Mortgages	Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012689 53.7-5-36`

Property Details

APN / Parcel Number

Primary APN	`012689 53.7-5-36`
Alternative APNs	`268905300700050360000000` `05300700050360000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,064 sqft Total Area
1st Floor Area	1,128 sqft
2nd Floor Area	936 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Other
Exterior Material	Composition/Composite
Foundation Type	No Foundation
Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	05300700050360000000
Street Address	27 COMMODORE ST
City	ALBANY
State	NY
Zip	12205-3023
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	04 - FARM
Legal Description	N-24 E-B TREE RD S-81-83
Legal Subdivision	BIRCH TREE PARK
Legal Block	5
Legal Lot Number	36.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	2
Census Block	2003
Census Tract	14002

Owner

Source: Albany County and Colonie Town records · APN 012689 53.7-5-36

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	54 COTTAGE ST, 2A, TROY, NY 12180-6431
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 10, 2023 · Amount on Record
Deed Sale	Jan 10, 2023 · Amount on Record
Deed Document Number	2023597
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	27 COMMODORE ST, ALBANY, NY 12205-3023
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	MG TITLE SERVICES, 3G TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 COTTAGE ST, TROY, NY 12180-6460

Mortgage

Document Number	0000000098
Date	Jan 10, 2023
Instrument	R2023-598

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 01, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.37%
Index	SOFR Average 30-Day
Max Rate	9.37%

Tax Assessment & Valuation

Source: Albany County and Colonie Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,272.00 (+11.52%)	$127,000 (-) Land $31,800 Building $95,200	$290,600 (+16.71%) Land $72,764 Building $217,836
2023		$127,000 (-) Land $31,800 Building $95,200	$249,000 (+9.3%) Land $62,348 Building $186,652
2022		$127,000 Land $31,800 Building $95,200	$227,803 Land $57,040 Building $170,763
2021	$5,624.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 6, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1999 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Based on FCC filings for 602 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.