27 Cole St, Salem, NH 03079 Property Records

Rockingham County and Salem Town property record for 27 Cole St, Salem, NH 03079

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,088 sqft · built 1976
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$730,000 (Jun 2026)
Tax Bill	$9,298 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2025 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`SLEM M:110 B:8148 L`

Property Details

APN / Parcel Number

Primary APN	`SLEM M:110 B:8148 L`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,088 sqft Living Area
Gross Area	4,147 sqft
1st Floor Area	1,152 sqft
Basement Area	1,152 sqft
Unfinished Basement	288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	27 COLE ST
City	SALEM
State	NH
Zip	03079-3947
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Block	8148
Jurisdiction	SALEM TOWN NH
Township / Civil Division	SALEM
Census Block Group	1
Census Block	1028
Census Tract	100402

Owner

Source: Rockingham County and Salem Town records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27 COLE ST, SALEM, NH 03079-3947
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL
May 13, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 7, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 17, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK NA
Aug 30, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA
May 31, 2019	Quit Claim Deed, Mortgage · Conventional with PMI CITIZENS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2026 · Amount on Record
Deed Sale	Jun 24, 2026 · Amount on Record
Prior Sale	Jun 2, 2015 · Amount on Record
Deed Document Number	202626022727
Deed Book / Page	6715 / 1388
Prior Transfer Date	May 24, 2019
Prior Transfer Doc	0060040792
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALEM TOWN NH
Recording Date	Jun 24, 2026
Property Address	27 COLE ST, SALEM, NH 03079-3947
Document Number	0000002727
Book / Page	6715 / 1388
Instrument Date	Jun 23, 2026
Instrument	20262727
Transaction Type	Transfer
Record Updated	Jul 28, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27 COLE ST, SALEM, NH 03079-3947

Mortgage

Date	Jun 24, 2026

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM TOWN NH
Property Address	27 COLE ST, SALEM, NH 03079-3947
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06619-2410
Date	May 13, 2025
Book Page	6619/2410
Instrument	25014218

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM TOWN NH
Property Address	27 COLE ST, SALEM, NH 03079-3947
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06275-2568
Date	May 7, 2021
Book Page	6275/2568
Instrument	21030478

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2046

Interest

Rate Type	Adjustable Rate

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM TOWN NH
Property Address	27 COLE ST, SALEM, NH 03079-3947
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006446-867
Date	Oct 17, 2022
Book Page	6446/867
Instrument	22044105

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM TOWN NH
Property Address	27 COLE ST, SALEM, NH 03079-3947
Document Number	0062160087
Instrument Date	Dec 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 18, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	27 COLE ST SALEM NH 030793947, SALEM, NH 03079-3947

Mortgage

Document Number	0062160087
Date	Dec 30, 2020
Book Page	006216/000087
Instrument	74601

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 29, 2035

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM TOWN NH
Property Address	27 COLE ST, SALEM, NH 03079-3947
Document Number	0060802521
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	27 COLE ST SALEM NH 030793947, SALEM, NH 03079-3947

Mortgage

Document Number	0060802521
Date	Feb 3, 2020
Book Page	006080/002521
Instrument	4840

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SALEM TOWN NH
Recording Date	May 31, 2019
Property Address	27 COLE ST, SALEM, NH 03079-3947
Document Number	0060040792
Book / Page	006004 / 000792
Instrument Date	May 24, 2019
Instrument	19094
Transaction Type	Mortgage
Record Updated	Jul 17, 2019
Title Company	QUICK SILVA TITLE AND ESCROW, QUICK SILVA TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27 COLE ST SALEM NH 030793947, SALEM, NH 03079-3947

Mortgage

Document Number	60040795
Date	May 31, 2019
Book Page	006004/000795
Instrument	19095

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2049

Tax Assessment & Valuation

Source: Rockingham County and Salem Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Salem Town
Unified School District	Salem School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,298.00 (+3.18%)	$512,000 (-) Land $174,500 Building $337,500
2024	$9,011.00 (+3.77%)	$512,000 (-) Land $174,500 Building $337,500
2023	$8,684.00 (+5.67%)	$512,000 (-) Land $174,500 Building $337,500	$621,395
2022	$8,218.00	$512,000 Land $174,500 Building $337,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of New Hampshire
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER DEPT serves 21,080 people · EPA ID NH2051010
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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