27 Clover Ave, Ewing (Trenton), NJ 08638 Property Records

Mercer County and Ewing Township property record for 27 Clover Ave, Ewing, NJ 08638

Property Summary

Property Type	Single Family Home
Details	1,750 sqft · built 1940
Lot Size	0.188 acres (8,198 sqft)
Owner	2 Individual Names on File
Last Sale	$237,000 (Feb 2020)
Tax Bill	$9,593 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage May 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-00058-0000-00023`

Property Details

APN / Parcel Number

Primary APN	`02-00058-0000-00023`
Alternative APNs	`020005800023` `00330134`

Interior

Building Area	1,750 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Colonial
Exterior Material	Concrete
Construction Type	Frame
Lot Area	8,198 sqft (0.188 acres)
Lot Dimensions	102 ft deep x 80 ft wide

Location & Zoning

Account Number	00330134
Street Address	27 CLOVER AVE
City	EWING
State	NJ
Zip	08638-3613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	24,25,26
Legal Block	58
Legal Lot Number	23
Jurisdiction	MERCER NJ
Township / Civil Division	EWING
Census Block Group	2
Census Block	2050
Census Tract	3400

Owner

Source: Mercer County and Ewing Township assessment roll, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	27 CLOVER AVE, EWING, NJ 08638-3613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICAN FINANCING CORP
May 16, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Feb 28, 2020	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 21, 2019	Grant Deed, Transfer · Construction Mortgage LOAN FUNDER LLC SERIES 6731
Mar 6, 2017	Grant Deed, Transfer WESTCOR LAND TITLE INSURANCE COMPANY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 28, 2020 · Amount on Record
Deed Sale	Feb 28, 2020 · Amount on Record
Prior Sale	Mar 21, 2019 · Amount on Record
Deed Document Number	20209816
Deed Book / Page	6398 / 524
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	27 CLOVER AVE, EWING, NJ 08638-3613
Transaction Type	Mortgage
Record Updated	Jun 3, 2026
Title Company	FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006761
Date	Feb 19, 2026
Book Page	12025/886
Instrument	2026006761

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	27 CLOVER AVE, EWING, NJ 08638-3613
Transaction Type	Mortgage
Record Updated	May 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 CLOVER AVE, EWING, NJ 08638-3613

Mortgage

Document Number	0000017437
Date	May 16, 2023
Book Page	11809/1962
Instrument	2023017437

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Apr 18, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MERCER NJ
Recording Date	Feb 28, 2020
Property Address	27 CLOVER AVE, EWING, NJ 08638-3613
Document Number	0000009816
Book / Page	6398 / 524
Instrument Date	Feb 19, 2020
Instrument	2020009816
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	TRIDENT LAND TRANSFER CO NJ

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,223.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	598 MYTTE AVENUE #501501, 598, BROOKLYN, NY 11205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 CLOVER AVE, EWING, NJ 08638-3613

Mortgage

Document Number	0000009817
Date	Feb 28, 2020
Instrument	2020009817

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCER NJ
Recording Date	Mar 21, 2019
Property Address	27 CLOVER AVE, EWING, NJ 08638-3613
Document Number	0000011694
Book / Page	006361 / 001140
Instrument Date	Feb 22, 2019
Instrument	11694
Transaction Type	Transfer
Record Updated	Apr 15, 2019
Title Company	EMERALD TITLE AGENCY LLC, EMERALD TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$83.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	598 MYRTTE AVE #501 BROOKLYN NY 11205, 501, BROOKLYN, NY 11205

Mortgage

Document Number	11695
Date	Mar 21, 2019
Book Page	011398/001132
Instrument	11695

Lender

Name	LOAN FUNDER LLC SERIES 6731
Address	645 MADISON AVE # 19TH, NEW YORK, NY 10022-1010

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCER NJ
Recording Date	Mar 6, 2017
Property Address	27 CLOVER AVE, EWING, NJ 08638-3613
Document Number	0000011352
Book / Page	006278 / 001145
Instrument Date	Feb 3, 2017
Instrument	11352
Transaction Type	Transfer
Record Updated	Mar 28, 2017
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Tax	$77.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	126 MOORE ST PRINCETON NJ 085403359, PRINCETON, NJ 08540-3359

Tax Assessment & Valuation

Source: Mercer County and Ewing Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
County Subdivision	Ewing Township
Unified School District	Ewing Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$236,800 (-) Land $44,700 Building $192,100	$236,800 (-) Land $44,700 Building $192,100
2025	$9,593.00 (+3.01%)	$236,800 (-) Land $44,700 Building $192,100	$236,800 (-) Land $44,700 Building $192,100
2024	$9,313.00 (+9.35%)
2023		$236,800 Land $44,700 Building $192,100	$236,800 Land $44,700 Building $192,100
2022	$8,517.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	139 (1978–2026)
Claims Outside the SFHA	17 of 139
Most Recent Claim	Aug 2026 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 10 claims Hurricane Irene, Aug 2011 · 14 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRENTON WATER WORKS serves 217,000 people · EPA ID NJ1111001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2024 Turbidity resolved · Jul 2021 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	Lead service line replacement currently in violation since May 2020 Corrosion control Jan 2021 Lead public education Jan 2019
Monitoring and Reporting	36 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 683 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Optimum Communications.

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