27 Chester St, Springfield, MA 01105 Property Records

Hampden County and Springfield City property record for 27 Chester St, Springfield, MA 01105

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 1,498 sqft · built 1913
Lot Size	0.101 acres (4,378 sqft)
Owner	Individual Name on File
Last Sale	$194,000 (Aug 2026)
Tax Bill	$3,310 (2026)
Deeds & Mortgages	Aug 2026 Second Mortgage Aug 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:02730 P:0030`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:02730 P:0030`
Alternative APN	`27300030`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,498 sqft Living Area
1st Floor Area	597 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	4,378 sqft (0.101 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	27300030
Street Address	27 CHESTER ST
City	SPRINGFIELD
State	MA
Zip	01105-1611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2030
Census Tract	801901

Owner

27 Chester St is owned and occupied by an individual who bought it in August 2026.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	27 CHESTER ST, SPRINGFIELD, MA 01105-1611
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICAN ACCEPTANCE MORTGAGE
Aug 19, 2026	Quit Claim Deed, Transfer · Conventional Mortgage AMERICAN ACCEPTANCE MORTGAGE
Nov 2, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage PEOPLESBANK (HOLYOKE MA)
Mar 28, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SILVER HILL FUNDING
Oct 30, 2018	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2026 · Amount on File
Deed Sale	Aug 19, 2026 · Amount on File
Prior Sale	Nov 2, 2023 · Amount on File
Deed Document Number	202639824
Deed Book / Page	26471 / 233
Prior Transfer Date	Aug 12, 2026
Prior Transfer Doc	0000039824
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Recording Date	Aug 19, 2026
Property Address	27 CHESTER ST, SPRINGFIELD, MA 01105-1611
Document Number	0000039826
Book / Page	26471 / 255
Instrument Date	Aug 19, 2026
Instrument	202639826
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 CHESTER ST, SPRINGFIELD, MA 01105-1611

Mortgage

Document Number	0000039826,
Date	Aug 19, 2026
Book Page	26471/255
Instrument	202639826

Lender

Name	AMERICAN ACCEPTANCE MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Aug 19, 2026
Property Address	27 CHESTER ST, SPRINGFIELD, MA 01105-1611
Document Number	0000039824
Book / Page	26471 / 233
Instrument Date	Aug 12, 2026
Instrument	202639824
Transaction Type	Transfer
Record Updated	Sep 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 CHESTER ST, SPRINGFIELD, MA 01105-1611

Mortgage

Date	Aug 19, 2026

Lender

Name	AMERICAN ACCEPTANCE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Nov 2, 2023
Property Address	27 CHESTER ST, SPRINGFIELD, MA 01105-1611
Document Number	025213-554
Book / Page	25213 / 554
Instrument Date	Nov 2, 2023
Instrument	52229
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 SOUTH RD, HAMPDEN, MA 01036-9699

Mortgage

Document Number	0000052230
Date	Nov 2, 2023
Instrument	52230

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Nov 1, 2030
Max Rate At Change	2.88%
Index	Other

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Mar 28, 2023
Property Address	27 CHESTER ST, SPRINGFIELD, MA 01105-1611
Document Number	0024951-93
Book / Page	24951 / 93
Instrument Date	Mar 28, 2023
Instrument	13729
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013730
Date	Mar 28, 2023
Instrument	13730

Lender

Name	SILVER HILL FUNDING

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	SPRINGFIELD MA
Recording Date	Oct 30, 2018
Property Address	27 CHESTER ST, SPRINGFIELD, MA 01105-1611
Document Number	22424-330
Book / Page	022424 / 000330
Instrument Date	Oct 16, 2018
Instrument	65082
Transaction Type	Foreclosure
Record Updated	Nov 22, 2018

Transaction

Amount	Amount on Record
Tax	$364.56
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	1600 S DOUGLASS RD #200 ANAHEIM CA 928065951, 200, ANAHEIM, CA 92806-5951

Tax Assessment & Valuation

The 2026 property tax bill for 27 Chester St was $3,310, up 3.8% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,310.00 (+3.83%)	$214,100 (+5.31%) Land $23,300 Building $190,800	$191,903 (-12.7%)
2025	$3,188.00	$203,300 Land $24,100 Building $179,200	$219,830 (+13.88%)
2024			$193,040
2023	$2,453.00	$143,900 Land $21,400 Building $122,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 Chester St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Chester St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T.

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