Jefferson County property record for 27 Cherry Ln, Shepherdstown, WV 25443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,520 sqft · built 1958 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $315,000 (May 2019) |
| Tax Bill | $2,162 (2026) |
| Deeds & Mortgages | May 2019 Sale & Mortgage Mar 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-8-0023.0003 |
| Primary APN | 09-8-0023.0003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,520 sqft Living Area |
| 1st Floor Area | 2,268 sqft |
| Basement Area | 1,050 sqft |
| Finished Basement | 1,050 sqft |
| Game Room | Game Room |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 19,166 sqft (0.44 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 27 CHERRY LN |
|---|---|
| City | SHEPHERDSTOWN |
| State | WV |
| Zip | 25443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT #1 LOWE GARDENS |
| Legal Subdivision | PLAT OF LOWE GARDENS |
| Legal Lot Number | 1 |
| Jurisdiction | JEFFERSON WV |
| Township / Civil Division | SHEPHERDSTOWN |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 972204 |
Source: Jefferson County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 23 RYAN WAY, SHEPHERDSTOWN, WV 25443-4314 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 14, 2019 | Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Mar 26, 2019 | Trustee's Deed, Construction Loan · Line of Credit CNB BK |
| Apr 9, 2018 | Deed, Transfer · Line of Credit CNB BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2019 · Amount on Record |
| Deed Sale | May 14, 2019 · Amount on Record |
| Prior Sale | Apr 9, 2018 · Amount on Record |
| Deed Document Number | 20195564 |
| Deed Book / Page | 1222 / 685 |
| Prior Transfer Date | Mar 22, 2012 |
| Prior Transfer Doc | 0000007259 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Recording Date | May 14, 2019 |
| Property Address | 27 CHERRY LN, SHEPHERDSTOWN, WV 25443 |
| Document Number | 001222/685 |
| Book / Page | 1222 / 685 |
| Map Reference | DD 402 PG 145 |
| Instrument Date | May 13, 2019 |
| Instrument | 201900005564 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2022 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,386.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 201900005565 |
|---|---|
| Date | May 14, 2019 |
| Instrument | 201900005565 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Recording Date | Mar 26, 2019 |
| Property Address | 27 CHERRY LN, SHEPHERDSTOWN, WV 25443 |
| Book / Page | 002218 / 000106 |
| Instrument Date | Mar 22, 2019 |
| Instrument | 3226 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 275 S HILLS DR SHEPHERDSTOWN WV 254434030, SHEPHERDSTOWN, WV 25443-4030 |
| Document Number | 0000003226 |
|---|---|
| Date | Mar 26, 2019 |
| Book Page | 002218/000106 |
| Instrument | 3226 |
| Name | CNB BK |
|---|---|
| Type | Bank |
| Address | BERKELEY SPRINGS, WV 25411 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 25, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Recording Date | Apr 9, 2018 |
| Property Address | 27 CHERRY LN, SHEPHERDSTOWN, WV 25443 |
| Document Number | 001204/460 |
| Book / Page | 1204 / 460 |
| Map Reference | DD 402 PG 145 |
| Instrument Date | Apr 6, 2018 |
| Instrument | 201800003867 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $466.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 275 S HILLS DR, SHEPHERDSTOWN, WV 25443-4030 |
| Document Number | 201800003868 |
|---|---|
| Date | Apr 9, 2018 |
| Instrument | 201800003868 |
| Name | CNB BANK INC |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 246 Months |
| Due | Oct 6, 2038 |
Source: Jefferson County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,162.00 (+0.23%) | $187,500 (+0.97%) Land $43,100 Building $144,400 | $312,500 (+0.94%) Land $71,833 Building $240,667 |
| 2025 | $2,157.00 (+5.48%) | $185,700 (+6.05%) Land $39,800 Building $145,900 | $309,600 (+6.06%) Land $66,400 Building $243,200 |
| 2023 | $2,045.00 | $175,100 Land $39,800 Building $135,300 | $291,900 Land $66,400 Building $225,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 4 (1984–2010) |
| Most Recent Claim | Feb 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORPORATION OF SHEPHERDSTOWN serves 4,300 people · EPA ID WV3301933 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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