Berks County property record for 27 Charlemont Ct, Reading, PA 19607
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1.5 ba · 1,280 sqft · built 1994 |
| Lot Size | 0.02 acres (871 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $271,000 (Aug 2026) |
| Tax Bill | $1,591 (2026) |
| Deeds & Mortgages | Aug 2026 Sale Mar 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4395-05-27-3921 |
| Primary APN | 4395-05-27-3921 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,280 sqft Living Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 871 sqft (0.02 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 39001053 |
|---|---|
| Street Address | 27 CHARLEMONT CT |
| City | READING |
| State | PA |
| Zip | 19607-2447 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Subdivision | THOMAS GARDENS TWNHSES |
| Legal Block | 27 |
| Legal Lot Number | 27 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | CUMRU |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 11602 |
Source: Berks County records, as of August 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 27 CHARLEMONT CT, READING, PA 19607-2447 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 3, 2026 | Deed, Transfer STEWART ABSTRACT AND TITLE, STEWART ABSTRACT OF BERKS COUN |
| Mar 19, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Apr 6, 2020 | Grant Deed, Transfer · VA Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2026 · Amount on Record |
| Deed Sale | Aug 3, 2026 · Amount on Record |
| Prior Sale | Apr 6, 2020 · Amount on Record |
| Deed Document Number | 202625337 |
| Prior Transfer Date | Mar 14, 2020 |
| Prior Transfer Doc | 0000011582 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Aug 3, 2026 |
| Property Address | 27 CHARLEMONT CT, READING, PA 19607-2447 |
| Document Number | 0000025337 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 202625337 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | STEWART ABSTRACT AND TITLE, STEWART ABSTRACT OF BERKS COUN |
| Amount | Amount Recorded |
|---|---|
| Tax | $273,710.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 CHARLEMONT CT, READING, PA 19607-2447 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 27 CHARLEMONT CT, READING, PA 19607-2447 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | MULTIPLE |
| Name | Verified Name |
|---|---|
| Address | 27 CHARLEMONT CT, READING, PA 19607-2447 |
| Document Number | 0000008249 |
|---|---|
| Date | Mar 19, 2026 |
| Instrument | 2026008249 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | 1 CITIZENS PLZ, PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 10, 2051 |
| Change Frequency | Monthly |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Apr 6, 2020 |
| Property Address | 27 CHARLEMONT CT, READING, PA 19607-2447 |
| Document Number | 0000011582 |
| Instrument Date | Mar 14, 2020 |
| Instrument | 11582 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2020 |
| Title Company | EDGE ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 CHARLEMONT CT READING PA 196072447, READING, PA 19607-2447 |
| Document Number | 11583 |
|---|---|
| Date | Apr 6, 2020 |
| Instrument | 11583 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 5, 2050 |
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Cumru Township |
| Unified School District | Governor Mifflin School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,591.00 (+11.34%) | $80,100 (-) Land $14,900 Building $65,200 | $14,900 (-) Land $14,900 |
| 2025 | $1,429.00 (+12.17%) | $80,100 (-) Land $14,900 Building $65,200 | $14,900 (-81.4%) Land $14,900 |
| 2024 | $1,274.00 | $80,100 Land $14,900 Building $65,200 | |
| 1994 | $80,100 Land $14,900 Building $65,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2001–2019) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHILLINGTON MUNI AUTH serves 13,300 people · EPA ID PA3060067 |
|---|---|
| Water Source | Purchased surface water from WESTERN BERKS WATER AUTH |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Dec 2025 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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