West Warwick Town property record for 27 Centre St, West Warwick, RI 02893 · Last verified August 2026
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2.5 ba · 1,934 sqft · built 1880 |
| Lot Size | 0.076 acres (3,319 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Sep 2022) |
| Tax Bill | $5,769 (2025) |
| Deeds & Mortgages | Jul 2023 Refinance Sep 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-0480-20 |
| Primary APN | 6-0480-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,934 sqft Living Area |
| Gross Area | 3,568 sqft |
| Basement Area | 806 sqft |
| Unfinished Basement | 806 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,319 sqft (0.076 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 8-0607-57 |
|---|---|
| Street Address | 27 CENTRE ST |
| City | WEST WARWICK |
| State | RI |
| Zip | 02893-2941 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Jurisdiction | WEST WARWICK RI |
| Township / Civil Division | WEST WARWICK |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 20102 |
Source: West Warwick Town records · APN 6-0480-20
Assessment roll updated June 22, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 107 WEBSTER AVE, PROVIDENCE, RI 02909-2909 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 11, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance JMAC LENDING INC |
| Sep 08, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 12, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Sep 08, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage SPINDRIFT INVESTMENTS LLC |
| Mar 25, 2020 | Deed of Trust, Mortgage · FHA Mortgage RESIDENTIAL MTG SVC |
| Aug 07, 2017 | Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL MTG SVCS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 08, 2022 · Amount on Record |
| Deed Sale | Sep 08, 2022 · Amount on Record |
| Prior Sale | Aug 07, 2017 · Amount on Record |
| Last Transfer Date | Sep 09, 2022 |
| Transfer Doc | 0024874272 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST WARWICK RI |
| Property Address | 27 CENTRE ST, WEST WARWICK, RI 02893-2941 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0024882422 |
|---|---|
| Date | Jul 11, 2023 |
| Instrument | 2488-2422 |
| Name | JMAC LENDING INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST WARWICK RI |
| Property Address | 27 CENTRE ST, WEST WARWICK, RI 02893-2941 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0024865576 |
|---|---|
| Date | Sep 08, 2021 |
| Instrument | 2486-5576 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WEST WARWICK RI |
| Recording Date | Sep 12, 2022 |
| Property Address | 27 CENTRE ST, WEST WARWICK, RI 02893-2941 |
| Document Number | 0024874272 |
| Instrument Date | Sep 09, 2022 |
| Instrument | 2487-4272 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 WEBSTER AVE, PROVIDENCE, RI 02909-2909 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WEST WARWICK RI |
| Recording Date | Sep 08, 2022 |
| Property Address | 27 CENTRE ST, WEST WARWICK, RI 02893-2941 |
| Document Number | 0024874239 |
| Instrument Date | Sep 06, 2022 |
| Instrument | 2487-4239 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 WEBSTER AVE, PROVIDENCE, RI 02909-2909 |
| Investor | Possibly a Property Investor |
| Document Number | 0024874240 |
|---|---|
| Date | Sep 08, 2022 |
| Instrument | 2487-4240 |
| Name | SPINDRIFT INVESTMENTS LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST WARWICK RI |
| Property Address | 27 CENTRE ST, WEST WARWICK, RI 02893-2941 |
| Document Number | 0024851343 |
| Instrument Date | Mar 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 27 CENTRE ST WEST WARWICK RI 028932941, WEST WARWICK, RI 02893-2941 |
| Document Number | 0024851343 |
|---|---|
| Date | Mar 30, 2020 |
| Instrument | 24851343 |
| Name | RESIDENTIAL MTG SVC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 29, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WEST WARWICK RI |
| Recording Date | Aug 07, 2017 |
| Property Address | 27 CENTRE ST, WEST WARWICK, RI 02893-2941 |
| Document Number | 2482-2253 |
| Book / Page | 2482 / 2253 |
| Transaction Type | Transfer |
| Record Updated | Jun 04, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $49.94 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Date | Aug 07, 2017 |
|---|
| Name | RESIDENTIAL MTG SVCS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 07, 2047 |
Source: West Warwick Town records · Assessment roll updated June 22, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | West Warwick Town |
| Unified School District | West Warwick School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,769.00 (+12.41%) | $377,300 (+47.56%) Land $74,500 Building $302,800 |
| 2023 | $5,132.00 | $255,700 Land $47,300 Building $208,400 |
Source: FEMA National Flood Hazard Layer, County delivery 44003C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440030201023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 7 individual NFIP policies nearby |
| Nearby Flood Policies | 7 in force 7 of 7 on primary residences |
| Nearby Flood Claims | 2 (1983–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2013, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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