Monmouth County and Rumson Borough property record for 27 Center St, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 2,460 sqft · built 2019 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,950,000 (Feb 2025) |
| Tax Bill | $19,440 (2025) |
| Deeds & Mortgages | May 2020 Sale & Mortgage Dec 2018 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00055-0000-00009-01 |
| Primary APN | 41-00055-0000-00009-01 |
|---|
| Building Area | 2,460 sqft Living Area |
|---|
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 100 ft deep x 70 ft wide |
| Street Address | 27 CENTER ST |
|---|---|
| City | RUMSON |
| State | NJ |
| Zip | 07760-1749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Subdivision | HAYWOOD SUB |
| Legal Block | 55 |
| Legal Lot Number | 9.1 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 803900 |
27 Center St is owned and occupied by an individual who bought it in February 2025.
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 27 CENTER ST, RUMSON, NJ 07760-1749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 21, 2020 | Grant Deed, Subdivision Related Transfer CITIZENS BK NA |
| Dec 13, 2018 | Grant Deed, Construction Loan · Construction Mortgage TWO RIVER CMNTY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2025 · Amount on File |
| Deed Sale | Feb 5, 2025 · Amount on File |
| Prior Sale | May 21, 2020 · Amount on File |
| Deed Document Number | 202510202 |
| Deed Book / Page | 9724 / 6316 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | May 21, 2020 |
| Property Address | 27 CENTER ST, RUMSON, NJ 07760-1749 |
| Document Number | 0000053370 |
| Book / Page | 009415 / 003047 |
| Instrument Date | Mar 26, 2020 |
| Instrument | 53370 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 20, 2020 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,315.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 27 CENTER ST RUMSON NJ 077601749, RUMSON, NJ 07760-1749 |
| Document Number | 53371 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 009415/003077 |
| Instrument | 53371 |
| Name | CITIZENS BK NA |
|---|---|
| Address | 1 CITIZENS PLZ, PROVIDENCE, RI 02903-1344 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 20, 2050 |
| Document Number | 53372, |
|---|---|
| Date | May 21, 2020 |
| Book Page | 009415/003113 |
| Instrument | 53372 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Dec 13, 2018 |
| Property Address | 27 CENTER ST, RUMSON, NJ 07760-1749 |
| Document Number | 0000119549 |
| Book / Page | 009326 / 009637 |
| Instrument Date | Nov 30, 2018 |
| Instrument | 119549 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 2, 2019 |
| Title Company | MCT TITLE SERVICES LLC, SCOTT TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $524.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 113 E RIVER RD RUMSON NJ 077601634, RUMSON, NJ 07760-1634 |
| Document Number | 119550 |
|---|---|
| Date | Dec 13, 2018 |
| Book Page | 009326/009660 |
| Instrument | 119550 |
| Name | TWO RIVER CMNTY BK |
|---|---|
| Type | Bank |
| Address | TINTON FALLS, NJ 07724 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 27 Center St was $19,440, up 7.9% from the year before.
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,084,200 (+12.46%) Land $878,800 Building $1,205,400 | $2,084,200 (+12.46%) Land $878,800 Building $1,205,400 | |
| 2025 | $19,440.00 (+7.87%) | $1,853,200 Land $816,900 Building $1,036,300 | $1,853,200 Land $816,900 Building $1,036,300 |
| 2024 | $18,022.00 | ||
| 2023 | $1,533,400 Land $725,600 Building $807,800 | $1,533,400 Land $725,600 Building $807,800 | |
| 2022 | $18,057.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 27 Center St in Zone X, an area of minimal flood risk, though there have been 165 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 66 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 75 units insured incl. 9 condo units |
| Nearby Flood Claims | 165 (1978–2024) |
| Claims Outside the SFHA | 30 of 165 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 27 Center St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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