27 Center St, Chatham, NJ 07928 Property Records

Morris County and Chatham Borough property record for 27 Center St, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	3,041 sqft · built 1885
Lot Size	0.237 acres (10,337 sqft)
Owner	Individual Name on File
Last Sale	$1,250,000 (Mar 2021)
Tax Bill	$17,875 (2024)
Deeds & Mortgages	Aug 2023 Mortgage Mar 2021 Sale & Mortgage + 1 more
APN	`04-00063-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`04-00063-0000-00008`
Alternative APNs	`040006300008` `20703000`

Interior

Stories	2 Stories
Building Area	3,041 sqft Living Area

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Construction Type	Frame
Lot Area	10,337 sqft (0.237 acres)
Lot Dimensions	195 ft deep x 53 ft wide

Location & Zoning

Account Number	20703000
Street Address	27 CENTER ST
City	CHATHAM
State	NJ
Zip	07928-2599
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Subdivision	FRANK L KELLEY
Legal Block	63
Legal Lot Number	8
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	2
Census Block	2006
Census Tract	42700

Owner

27 Center St is owned by an individual who bought it in March 2021.

Source: Morris County and Chatham Borough records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	15 ATNO AVE, MORRISTOWN, NJ 07960-3804
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Deed of Trust, Mortgage · SBA Mortgage PROVIDENT BANK
Mar 11, 2021	Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
May 24, 2018	Deed of Trust, Mortgage MINGYANG SUN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2021 · Amount on File
Deed Sale	Mar 11, 2021 · Amount on File
Prior Sale	Dec 29, 2003 · Amount on File
Deed Document Number	202123656
Deed Book / Page	24058 / 491
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	27 CENTER ST, CHATHAM, NJ 07928-2599
Transaction Type	Mortgage
Record Updated	Sep 8, 2023
Title Company	MID-STATE ABSTRACT COMPANY, MID STATE ABSTRACT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 BREARLEY LN, NESHANIC STATION, NJ 08853-4303

Mortgage

Document Number	0246471276
Date	Aug 28, 2023
Book Page	24647/1276
Instrument	2023032602

Lender

Name	PROVIDENT BANK
Type	Bank
Address	NESHANIC STATION, NJ 08853

Agreement

Type	SBA Mortgage
Amount	Amount on Record

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Mar 11, 2021
Property Address	27 CENTER ST, CHATHAM, NJ 07928-2599
Document Number	0240580491
Book / Page	24058 / 491
Instrument Date	Feb 4, 2021
Instrument	2021023656
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	COUNSELLORS TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41 WATCHUNG PLZ # 388, 41, MONTCLAIR, NJ 07042-4117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 ATNO AVE, MORRISTOWN, NJ 07960-3804

Mortgage

Document Number	0240580498
Date	Mar 11, 2021
Book Page	24058/498
Instrument	2021023657

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	27 CENTER ST, CHATHAM, NJ 07928-2599
Document Number	0233980855
Instrument Date	May 24, 2018
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	41 WATCHUNG PLZ #338 MONTCLAIR NJ 070424117, 338, MONTCLAIR, NJ 07042-4117

Mortgage

Document Number	0233980855
Date	Aug 14, 2018
Book Page	023398/000855
Instrument	45995

Lender

Name	MINGYANG SUN
Address	201 50TH AVE # 8C, LONG ISLAND CITY, NY 11101-5835

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Morris County and Chatham Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Chatham Borough
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,104,100 (-) Land $480,400 Building $623,700	$1,104,100 (-) Land $480,400 Building $623,700
2025		$1,104,100 Land $480,400 Building $623,700	$1,104,100 Land $480,400 Building $623,700
2024	$17,875.00
2023		$1,104,100 Land $480,400 Building $623,700	$1,104,100 Land $480,400 Building $623,700
2022	$15,422.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 27 Center St; there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Center St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM WATER DEPT serves 8,962 people · EPA ID NJ1404001
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on Center St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures