27 Cedar St, Cedar Grove, NJ 07009 Property Records

Essex County and Cedar Grove Township property record for 27 Cedar St, Cedar Grove, NJ 07009

Property Summary

Property Type	Single Family Home
Details	2,072 sqft · built 1924
Lot Size	0.073 acres (3,193 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Sep 2017)
Tax Bill	$8,459 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-00121-0000-00037`

Property Details

APN / Parcel Number

Primary APN	`04-00121-0000-00037`
Alternative APN	`040012100037`

Interior

Stories	1 Story
Building Area	2,072 sqft Living Area
1st Floor Area	2,072 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Construction Type	Frame
Lot Area	3,193 sqft (0.073 acres)
Lot Dimensions	84 ft deep x 38 ft wide

Location & Zoning

Old Parcel Number	040012100037
Street Address	27 CEDAR ST
City	CEDAR GROVE
State	NJ
Zip	07009-1702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	38X84+20X84TRI IRR
Legal Subdivision	ANNA V VREELAND
Legal Block	121
Legal Lot Number	37
Jurisdiction	ESSEX NJ
Township / Civil Division	CEDAR GROVE
Census Block Group	5
Census Block	5007
Census Tract	21400

Owner

Source: Essex County and Cedar Grove Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27 CEDAR ST, CEDAR GROVE, NJ 07009-1702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Sep 27, 2017	Grant Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2017 · Amount on Record
Deed Sale	Sep 27, 2017 · Amount on Record
Prior Sale	Apr 10, 2012 · Amount on Record
Deed Document Number	201785654
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	27 CEDAR ST, CEDAR GROVE, NJ 07009-1702
Document Number	0000002691
Instrument Date	Dec 22, 2020
Transaction Type	Mortgage
Record Updated	Jan 25, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	27 CEDAR ST CEDAR GROVE NJ 070091702, CEDAR GROVE, NJ 07009-1702

Mortgage

Document Number	0000002691
Date	Jan 8, 2021
Instrument	2691

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 7, 2036

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 27, 2017
Property Address	27 CEDAR ST, CEDAR GROVE, NJ 07009-1702
Document Number	0000085654
Instrument Date	Sep 13, 2017
Instrument	85654
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$325.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	27 CEDAR ST CEDAR GROVE NJ 070091702, CEDAR GROVE, NJ 07009-1702

Mortgage

Document Number	86655
Date	Sep 27, 2017
Instrument	86655

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	300 Months
Due	Sep 26, 2042

Mortgage

Document Number	85655,
Date	Sep 27, 2017
Instrument	85655

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Sep 26, 2042

Tax Assessment & Valuation

Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Cedar Grove Township
Unified School District	Cedar Grove Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$534,400 (+69.76%) Land $320,300 Building $214,100	$534,400 (+69.76%) Land $320,300 Building $214,100
2025	$8,459.00 (+2.81%)	$314,800 (-) Land $205,000 Building $109,800	$314,800 (-) Land $205,000 Building $109,800
2024	$8,228.00 (+1.95%)
2023		$314,800 Land $205,000 Building $109,800	$314,800 Land $205,000 Building $109,800
2022	$8,071.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1994–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR GROVE WATER DEPT serves 12,900 people · EPA ID NJ0704001
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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