Albany County and Colonie Town property record for 27 Carpenter Ct, Schenectady, NY 12309 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1980 |
| Square Footage | 1,806 sqft Living Area |
| Lot Size | 26,572 sqft (0.61 acres) |
| Garage | Attached, 480 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $5,267.00 (2025) |
| Primary APN | 012689 17.6-1-21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,806 sqft Living Area |
| 1st Floor | 1,176 sqft 1st Floor |
| Upper Floors | 630 sqft Upper Floors |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 26,572 sqft (0.61 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 480 sqft Garage |
| Pool Type | In-Ground Vinyl Pool Pool Type |
|---|---|
| Shed | 1 Shed |
| Shed Area | 64 sqft Shed |
| Patio Area | 594 sqft Patio |
| Porch Area | 620 sqft Porch |
| Heating Fuel | Electric Heating Fuel |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 01700600010210000000 |
|---|---|
| Street Address | 27 CARPENTER CT |
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-3301 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | N-CARPENTER CT E-26 CARPE S-124-67 |
| Legal Block | 1 |
| Legal Lot Number | 21.000 |
| Jurisdiction | ALBANY NY |
| Minor Civil Division | COLONIE |
| Census Blockgroup | 3 |
| Census Block | 3011 |
| Census Tract | 13802 |
Source: Albany County and Colonie Town records · APN 012689 17.6-1-21
Assessment roll updated March 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 27 CARPENTER CT, SCHENECTADY, NY 12309-3301 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 04, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| Mar 30, 2021 | Deed of Trust, Mortgage · Stand Alone Second Mortgage STATE EMPLOYEES FCU |
| Feb 09, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SEFCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Jun 04, 2026 |
| Property Address | 27 CARPENTER CT, SCHENECTADY, NY 12309-3301 |
| Document Number | 0000010384 |
| Instrument Date | May 28, 2026 |
| Instrument | 202610384 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 27 CARPENTER CT, SCHENECTADY, NY 12309-3301 |
| Document Number | 0000010384, |
|---|---|
| Date | Jun 04, 2026 |
| Instrument | 202610384 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 27 CARPENTER CT, SCHENECTADY, NY 12309-3301 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000009953 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | R2021-09953 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 01, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 27 CARPENTER CT, SCHENECTADY, NY 12309-3301 |
| Document Number | 0000004515 |
| Instrument Date | Feb 09, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2017 |
| Name | Verified Name |
|---|---|
| Address | 27 CARPENTER CT SCHENECTADY NY 123093301, SCHENECTADY, NY 12309-3301 |
| Document Number | 0000004515 |
|---|---|
| Date | Feb 22, 2017 |
| Instrument | 4515 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 21, 2027 |
Source: Albany County and Colonie Town records · Assessment roll updated March 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | South Colonie Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,267.00 (+12.47%) Homeowner's exemption | $121,600 (-) Land $24,300 Building $97,300 | $278,300 (+16.74%) Land $55,614 Building $222,686 |
| 2023 | $121,600 (-) Land $24,300 Building $97,300 | $238,400 (+9.3%) Land $47,641 Building $190,759 | |
| 2022 | $121,600 Land $24,300 Building $97,300 | $218,117 Land $43,588 Building $174,529 | |
| 2021 | $4,683.00 |
Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 3% of the US · above 3% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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