Caldwell County property record for 27 Bumgarner Rd, Granite Falls, NC 28630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,164 sqft · built 2021 |
| Lot Size | 0.33 acres (14,396 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Apr 2022) |
| Tax Bill | $1,098 (2026) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Jun 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 08 34 4 4C |
| Primary APN | 08 34 4 4C |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,164 sqft Heated Area |
| Gross Area | 1,244 sqft |
| 1st Floor Area | 1,164 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,396 sqft (0.33 acres) |
| Lot Dimensions | 122 ft deep x 118 ft wide |
| Porch | Slab |
| Porch Area | 32 sqft |
| Deck Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 174388 |
|---|---|
| Street Address | 27 BUMGARNER RD |
| City | GRANITE FALLS |
| State | NC |
| Zip | 28630-1847 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2053 PG 241 YR 22 ST 350.00 |
| Legal Tract | 4 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 31402 |
27 Bumgarner Rd is owned and occupied by two individuals who bought it in April 2022.
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 27 BUMGARNER RD, GRANITE FALLS, NC 28630-1847 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 7, 2022 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jun 28, 2021 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2022 · Amount on File |
| Deed Sale | Apr 7, 2022 · Amount on File |
| Prior Sale | Jun 28, 2021 · Amount on File |
| Deed Document Number | 202210070818 |
| Deed Book / Page | 2053 / 241 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Apr 7, 2022 |
| Property Address | 27 BUMGARNER RD, GRANITE FALLS, NC 28630-1847 |
| Document Number | 0020530241 |
| Book / Page | 2053 / 241 |
| Map Reference | MB 36 PG 359 |
| Instrument Date | Apr 6, 2022 |
| Instrument | 10070818 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2149 N CENTER ST, 2149, HICKORY, NC 28601-1317 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 27 BUMGARNER RD, GRANITE FALLS, NC 28630-1847 |
| Document Number | 0010070819 |
|---|---|
| Date | Apr 7, 2022 |
| Instrument | 10070819 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Jun 28, 2021 |
| Property Address | 27 BUMGARNER RD, GRANITE FALLS, NC 28630-1847 |
| Document Number | 0020260045 |
| Book / Page | 2026 / 45 |
| Map Reference | MB 36 PG 359 |
| Instrument Date | Jun 28, 2021 |
| Instrument | 10059397 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Tax | $40.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1514 12TH STREET DR NW, 1514, HICKORY, NC 28601-2231 |
| Name | Verified Name |
|---|---|
| Address | 2149 N CENTER ST, HICKORY, NC 28601-1317 |
The 2026 property tax bill for 27 Bumgarner Rd was $1,098, down 25.7% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Granite Falls Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,098.00 (-25.66%) | $231,600 (-) Land $13,300 Building $218,300 | |
| 2025 | $1,477.00 | $231,600 Land $13,300 Building $218,300 | $231,600 Land $13,300 Building $218,300 |
| 2023 | $140,000 (+236.54%) Land $13,300 Building $126,700 | $140,000 (+236.54%) Land $13,300 Building $126,700 | |
| 2022 | $256.00 | $41,600 Land $13,300 Building $28,300 | $41,600 Land $13,300 Building $28,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 27 Bumgarner Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2005 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 27 Bumgarner Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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