27 Blue Runner St, Key Largo, FL 33037 Property Records

Monroe County property record for 27 Blue Runner St, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,889 sqft · built 2004
Lot Size	0.144 acres (6,250 sqft)
Owner	Individual Name on Record
Last Sale	$897,000 (Aug 2023)
Tax Bill	$7,247 (2025)
Deeds & Mortgages	May 2023 Line of Credit Apr 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`00553570-000000`

Property Details

APN / Parcel Number

Primary APN	`00553570-000000`
Alternative APNs	`14613900553570000000` `1679054`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,889 sqft Living Area
1st Floor Area	1,889 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2018
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	6,250 sqft (0.144 acres)

Exterior Amenities

Porch	Florida Room
Porch Area	357 sqft
Patio Area	1,211 sqft
Water Feature	Water Feature

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1679054
Street Address	27 BLUE RUNNER ST
City	KEY LARGO
State	FL
Zip	33037-4744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 14 LTS 20-21 AND S 1/2 LT 22 ANGLERS PARK PB1-159 KEY LARGO OR51-371 OR623-463 OR1359-540 OR1819-696 OR2075-287CE OR2362-587 OR2960-656 OR3218-2385 OR3237-0114
Legal Range	39E
Legal Township	61S
Legal Section	14
Legal Subdivision	ANGLERS PARK
Legal Block	14
Legal Lot Number	20-22
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1048
Census Tract	972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	27 BLUE RUNNER ST, KEY LARGO, FL 33037-4744
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Deed of Trust, Mortgage · Line of Credit FIRST COMMONWEALTH BANK
Apr 10, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMONWEALTH BANK
Sep 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Aug 3, 2023	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Apr 4, 2023	Intrafamily Transfer, Transfer CORAL REEF TITLE COMPANY
Apr 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMONWEALTH BANK
Apr 22, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2023 · Amount on Record
Deed Sale	Aug 3, 2023 · Amount on Record
Prior Sale	Apr 22, 2019 · Amount on Record
Deed Document Number	20232427364
Deed Book / Page	3237 / 114
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	27 BLUE RUNNER ST, KEY LARGO, FL 33037-4744
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0032230894
Date	May 2, 2023
Book Page	3223/894
Instrument	2416220

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	DELAWARE, OH 43015

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 7, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	27 BLUE RUNNER ST, KEY LARGO, FL 33037-4744
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 GRISWOLD ST, DELAWARE, OH 43015-4701
Investor	Possibly a Property Investor

Mortgage

Document Number	0032191641
Date	Apr 10, 2023
Book Page	3219/1641
Instrument	2413303

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	DELAWARE, OH 43015

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2053

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	27 BLUE RUNNER ST, KEY LARGO, FL 33037-4744
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10305 SW 114TH CT, MIAMI, FL 33176-2587

Mortgage

Document Number	0032440001
Date	Sep 26, 2023
Book Page	3244/1
Instrument	2433360

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Aug 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.5%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.5%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Aug 3, 2023
Property Address	27 BLUE RUNNER ST, KEY LARGO, FL 33037-4744
Document Number	0032370114
Book / Page	3237 / 114
Map Reference	MB 1 PG 159
Instrument Date	Aug 2, 2023
Instrument	2427364
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	CORAL REEF TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,279.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 N SANDUSKY ST, DELAWARE, OH 43015-1926

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 BLUE RUNNER ST, KEY LARGO, FL 33037-4744

Mortgage

Document Number	0003237116
Date	Aug 3, 2023
Instrument	3237/116

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Aug 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.5%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.5%

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Apr 4, 2023
Property Address	27 BLUE RUNNER ST, KEY LARGO, FL 33037-4744
Document Number	0032182385
Book / Page	3218 / 2385
Map Reference	MB 1 PG 159
Instrument Date	Mar 10, 2023
Instrument	2412781
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	CORAL REEF TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 N SANDUSKY ST, DELAWARE, OH 43015-1926

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	50 N SANDUSKY ST, DELAWARE, OH 43015-1926

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	27 BLUE RUNNER ST, KEY LARGO, FL 33037-4744
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028511695
Date	Apr 28, 2017
Book Page	2851/1695
Instrument	2120935

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	INDIANA, PA 15701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2032

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 22, 2019
Property Address	27 BLUE RUNNER ST, KEY LARGO, FL 33037-4744
Document Number	0029600656
Book / Page	002960 / 000656
Instrument Date	Apr 22, 2019
Instrument	2216562
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	50 N SANDUSKY ST DELAWARE OH 430151926, DELAWARE, OH 43015-1926

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,247.00 (+7.97%)	$794,727 (+53.32%) Land $394,250 Building $400,477	$794,727 (+53.32%) Land $394,250 Building $400,477
2024	$6,712.00 (+46.58%)
2023	$4,579.00 (+9.47%)	$518,356 (+4.53%) Land $172,188 Building $346,168	$518,356 (+4.53%) Land $172,188 Building $346,168
2022	$4,183.00	$495,895 Land $166,250 Building $329,645	$495,895 Land $166,250 Building $329,645

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 225 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	225 in force
Nearby Flood Claims	29 (2017–2023)
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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