27 Bayview Ter, Highlands, NJ 07732 Property Records

Monmouth County and Middletown Township property record for 27 Bayview Ter, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,385 sqft · built 1987
Lot Size	1.08 acres (47,480 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (Jul 2025)
Tax Bill	$12,896 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-00767-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`32-00767-0000-00001`
Alternative APNs	`320076700001` `10525`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,385 sqft Living Area
1st Floor Area	1,572 sqft
Upper Floors Area	716 sqft
Basement Area	672 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Other
Lot Area	47,480 sqft
Lot Dimensions	165 ft deep x 420 ft wide
Parking Spaces	2 Parking Spaces
Deck Area	956 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	10525
Street Address	27 BAYVIEW TER
City	HIGHLANDS
State	NJ
Zip	07732-2129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R45
Legal Block	767
Legal Lot Number	1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	4
Census Block	4000
Census Tract	800900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Water Witch Club Historic District listed 2004 · 54 contributing resources · NRIS 04000147

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

27 Bayview Ter is owned and occupied by two individuals who bought it in July 2025.

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	27 BAYVIEW TER, HIGHLANDS, NJ 07732-2129
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 25, 2020	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA MTG
Oct 16, 2017	Grant Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2025 · Amount on File
Deed Sale	Jul 7, 2025 · Amount on File
Prior Sale	Oct 16, 2017 · Amount on File
Deed Document Number	202552533
Deed Book / Page	9745 / 5213
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	27 BAYVIEW TER, HIGHLANDS, NJ 07732-2129
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	TITLE GUARANTEE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094951864
Date	Mar 27, 2021
Book Page	9495/1864
Instrument	2021049073

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	27 BAYVIEW TER, HIGHLANDS, NJ 07732-2129
Document Number	0000046668
Instrument Date	Apr 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	MAX TITLE AGENCY LLC, MAX TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	27 BAYVIEW TER HIGHLANDS NJ 077322129, HIGHLANDS, NJ 07732-2129

Mortgage

Document Number	0000046668
Date	May 4, 2020
Book Page	009411/006848
Instrument	46668

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 3, 2050

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 16, 2017
Property Address	27 BAYVIEW TER, HIGHLANDS, NJ 07732-2129
Document Number	0000100963
Book / Page	009253 / 007585
Instrument Date	Sep 6, 2017
Instrument	100963
Transaction Type	Transfer
Record Updated	Dec 8, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	27 BAYVIEW TER HIGHLANDS NJ 077322129, HIGHLANDS, NJ 07732-2129

Mortgage

Document Number	100964
Date	Oct 16, 2017
Book Page	009253/007592
Instrument	100964

Lender

Name	FINANCE OF AMERICA MTG
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 27 Bayview Ter was $12,896, up 1.3% from the year before.

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,109,400 (+38.85%) Land $674,600 Building $434,800	$1,109,400 (+38.85%) Land $674,600 Building $434,800
2025	$12,896.00 (+1.26%)	$799,000 Land $377,600 Building $421,400	$799,000 Land $377,600 Building $421,400
2024	$12,735.00
2023		$725,300 Land $306,600 Building $418,700	$725,300 Land $306,600 Building $418,700
2022	$13,179.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 Bayview Ter in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1992–2012)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Bayview Ter is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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