Flagler County property record for 27 Bay Pointe Dr, Ormond Beach, FL 32174 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 5 Baths |
| Year Built | Built 2009 |
| Square Footage | 3,427 sqft Heated Area |
| Lot Size | 13,996 sqft (0.321 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $321,000 (2017) |
| Tax Bill | $9,140.00 (2025) |
| Primary APN | 03-13-31-5120-1B010-0270 |
|---|
| Full Baths | 5 Baths |
|---|---|
| Building Area | 3,427 sqft Heated Area |
| Gross Area | 4,814 sqft Gross Area |
| Stories | 2 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Stucco Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Tile Roof |
| Lot Area | 13,996 sqft (0.321 acres) |
| Driveway | 1 Driveway |
| Driveway Area | 425 sqft Driveway |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 27 BAY POINTE DR |
|---|---|
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-9233 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLANTATION BAY PHASE 1B-F UNIT 1, LOT 27 OR 342 PG 301 OR 355 PG 416 OR 878 PG 1184 OR 2239/1298-1299-DC&ACM OR 2239/1302 |
| Legal Range | 31E |
| Legal Township | 13S |
| Legal Section | 03 |
| Legal Subdivision | PLANTATION BAY |
| Legal Phase | 1B |
| Legal Lot Number | 27 |
| Legal Unit | 1 |
| Jurisdiction | FLAGLER FL |
| Minor Civil Division | BUNNELL |
| Census Blockgroup | 3 |
| Census Block | 3017 |
| Census Tract | 60207 |
Source: Flagler County records · APN 03-13-31-5120-1B010-0270
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 27 BAY POINTE DR, ORMOND BEACH, FL 32174-9233 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP |
| May 15, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Nov 02, 2017 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) GUARANTEED RATE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 02, 2017 · Amount on Record |
| Deed Sale | Nov 02, 2017 · Amount on Record |
| Prior Sale | Dec 28, 2002 · Amount on Record |
| Deed Doc Number | 2017038534 |
| Deed Book / Page | 2239 / 1302 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 27 BAY POINTE DR, ORMOND BEACH, FL 32174-9233 |
| Transaction Type | Mortgage |
| Record Updated | Sep 08, 2021 |
| Name | Verified Name |
|---|---|
| Address | 27 BAY POINTE DR, ORMOND BEACH, FL 32174-9233 |
| Document Number | 0025980027 |
|---|---|
| Date | Aug 23, 2021 |
| Book Page | 2598/27 |
| Instrument | 2021046222 |
| Name | CHICAGO MORTGAGE SOLUTIONS CORP |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 27 BAY POINTE DR, ORMOND BEACH, FL 32174-9233 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0024420164 |
|---|---|
| Date | May 15, 2020 |
| Book Page | 2442/164 |
| Instrument | 2020018086 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Nov 02, 2017 |
| Property Address | 27 BAY POINTE DR, ORMOND BEACH, FL 32174-9233 |
| Document Number | 0022391302 |
| Book / Page | 002239 / 001302 |
| Instrument Date | Oct 30, 2017 |
| Instrument | 38534 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2017 |
| Title Company | SOUTHERN TITLE HOLDINGS COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,247.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 BAY POINTE DR ORMOND BEACH FL 321749233, ORMOND BEACH, FL 32174-9233 |
| Document Number | 22391303 |
|---|---|
| Date | Nov 02, 2017 |
| Book Page | 002239/001303 |
| Instrument | 38535 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2047 |
Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,140.00 (-15.84%) Homeowner's exemption | $689,865 (-36.83%) | $698,106 (-36.08%) Land $100,000 Building $598,106 |
| 2023 | $10,860.00 (+73.12%) | $1,092,106 (+133.91%) Land $100,000 Building $992,106 | $1,092,106 (+133.91%) Land $100,000 Building $992,106 |
| 2022 | $6,273.00 | $466,894 Land $100,000 Building $366,894 | $466,894 Land $100,000 Building $366,894 |
Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 37% of the US · above 11% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,786 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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