27 Ave C, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 27 Ave C, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	1,305 sqft · built 1952
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$551,000 (Oct 2024)
Tax Bill	$9,409 (2025)
Deeds & Mortgages	Jan 2017 Reverse Mortgage Feb 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`31-00211-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`31-00211-0000-00017`
Alternative APNs	`310021100017` `395700`

Interior

Stories	1 Story
Building Area	1,305 sqft Living Area
1st Floor Area	1,305 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Account Number	395700
Street Address	27 AVENUE C
City	LODI
State	NJ
Zip	07644-1815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	50X100
Legal Subdivision	LODI LAND CO MAP 2
Legal Block	211
Legal Lot Number	17
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	1
Census Block	1005
Census Tract	30300

Owner

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	27 AVENUE C, LODI, NJ 07644-1815
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2017	Deed of Trust, Mortgage · Reverse Mortgage NOT AVAILABLE
Feb 16, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 31, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Sep 13, 2018	Deed, Transfer
Jan 22, 2018	Grant Deed, Transfer
Jan 9, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2024 · Amount on Record
Deed Sale	Oct 22, 2024 · Amount on Record
Prior Sale	Sep 13, 2018 · Amount on Record
Deed Document Number	202463036
Deed Book / Page	5348 / 1140
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	27 AVENUE C, LODI, NJ 07644-1815
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025180630
Date	Jan 26, 2017
Book Page	02518/0630
Instrument	17-009014

Lender

Name	NOT AVAILABLE
Address	FLINT, MI 48501

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	713 Months
Due	Jun 4, 2076

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	27 AVENUE C, LODI, NJ 07644-1815
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039600095
Date	Feb 16, 2021
Book Page	3960/95
Instrument	2021020247

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Aug 1, 2049

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	27 AVENUE C, LODI, NJ 07644-1815
Document Number	0032770217
Instrument Date	May 31, 2019
Transaction Type	Mortgage
Record Updated	Jul 3, 2019
Title Company	FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	27 AVENUE C LODI NJ 076441815, LODI, NJ 07644-1815

Mortgage

Document Number	0032770217
Date	Jun 25, 2019
Book Page	003277/000217
Instrument	40277

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2049

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 13, 2018
Property Address	27 AVENUE C, LODI, NJ 07644-1815
Document Number	0030500998
Book / Page	3050 / 998
Instrument Date	Aug 29, 2018
Instrument	00018-064983
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 AVENUE C, LODI, NJ 07644-1815

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 22, 2018
Property Address	27 AVENUE C, LODI, NJ 07644-1815
Document Number	0028431306
Book / Page	002843 / 001306
Instrument Date	Jan 2, 2018
Transaction Type	Transfer
Record Updated	Mar 13, 2018

Transaction

Amount	Amount Recorded
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	27 AVENUE C, LODI, NJ 07644-1815
Document Number	0025180646
Instrument Date	Jan 9, 2017
Transaction Type	Mortgage
Record Updated	Jan 8, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 AVENUE C LODI NJ 076441815, LODI, NJ 07644-1815

Mortgage

Document Number	0025180646
Date	Jan 26, 2017
Book Page	002518/000646

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	708 Months
Due	Jan 25, 2076

Interest

Rate Type	Adjustable Rate
Rate	5.06%

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,800 (-) Land $155,000 Building $110,800	$265,800 (-) Land $155,000 Building $110,800
2025	$9,409.00 (+5.61%)	$265,800 (-) Land $155,000 Building $110,800	$265,800 (-) Land $155,000 Building $110,800
2024	$8,909.00 (+2.7%)
2023		$265,800 Land $155,000 Building $110,800	$265,800 Land $155,000 Building $110,800
2022	$8,675.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	42 (1979–2024)
Claims Outside the SFHA	12 of 42
Most Recent Claim	Nov 2024 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 8 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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