27 Aspen Dr, Cedar Grove, NJ 07009 Property Records

Essex County and Cedar Grove Township property record for 27 Aspen Dr, Cedar Grove, NJ 07009

Property Summary

Property Type	Exempt (Full or Partial)
Details	2,356 sqft · built 2020
Lot Size	48.2 acres (2,102,031 sqft)
Owner	2 Individual Names on Record
Last Sale	$724,524 (May 2020)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-00076-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`04-00076-0000-00001`

Interior

Building Area	2,356 sqft Total Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	2,102,031 sqft

Location & Zoning

Street Address	27 ASPEN DR
City	CEDAR GROVE
State	NJ
Zip	07009-2304
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	48.256 AC 30 YR PILOT
Legal Subdivision	HILLTOP/CEDAR GROVE
Legal Block	76
Legal Lot Number	1
Jurisdiction	ESSEX NJ
Township / Civil Division	CEDAR GROVE
Census Block Group	2
Census Block	2008
Census Tract	21300

Owner

Source: Essex County and Cedar Grove Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27 ASPEN DR, CEDAR GROVE, NJ 07009-2304
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 28, 2020	Deed of Trust, Mortgage K HOVNANIAN AMERICAN MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2020 · Amount on Record
Deed Sale	May 5, 2020 · Amount on Record
Deed Document Number	202044224
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	27 ASPEN DR, CEDAR GROVE, NJ 07009-2304
Transaction Type	Mortgage
Record Updated	May 3, 2021
Title Company	CLOSING USA LLC, CLOSING USA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021039468
Date	Mar 31, 2021
Instrument	2021039468

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	27 ASPEN DR, CEDAR GROVE, NJ 07009-2304
Document Number	0000044225
Instrument Date	Apr 28, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	EASTERN TITLE AGENCY INC, EASTERN TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	27 ASPEN DR CEDAR GROVE NJ 070092304, CEDAR GROVE, NJ 07009-2304

Mortgage

Document Number	0000044225
Date	May 5, 2020
Instrument	44225

Lender

Name	K HOVNANIAN AMERICAN MTG
Type	Mortgage Company
Address	BOYNTON BEACH, FL 33426

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 4, 2050

Tax Assessment & Valuation

Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Cedar Grove Township
Unified School District	Cedar Grove Township School District (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$874,200 (+17.63%) Land $396,300 Building $477,900	$874,200 (+17.63%) Land $396,300 Building $477,900
2025	$743,200 (-) Land $396,300 Building $346,900	$743,200 (-) Land $396,300 Building $346,900
2023	$743,200 Land $396,300 Building $346,900	$743,200 Land $396,300 Building $346,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1984 · Coastal Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ESSEX FELLS WATER HILLTOP SYSTEM serves 354 people · EPA ID NJ0706002
Water Source	Purchased surface water from VERONA WATER DEPARTMENT
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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