27 Arthur St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 27 Arthur St, Lowell, MA 01851

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,142 sqft · built 1880
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Oct 2024)
Tax Bill	$3,755 (2026)
Deeds & Mortgages	Jan 2022 Refinance Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S05900`

Property Details

APN / Parcel Number

Primary APN	`S05900`
Alternative APNs	`LOWE M:123 B:255 L:27` `M:000123 T:S05900`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,142 sqft Living Area
Gross Area	1,858 sqft
1st Floor Area	732 sqft
Basement Area	537 sqft
Unfinished Basement	537 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Slate
Lot Area	1,742 sqft (0.04 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	S05900
Street Address	27 ARTHUR ST
City	LOWELL
State	MA
Zip	01851-3801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	USF
Legal Block	255
Legal Lot Number	27
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	3
Census Block	3001
Census Tract	311700

Owner

27 Arthur St is owned and occupied by an individual who bought it in October 2024.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	27 ARTHUR ST, LOWELL, MA 01851-3801
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WASHINGTON SAVINGS BANK
Jul 30, 2018	Quit Claim Deed, Transfer · FHA Mortgage SAGE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2024 · Amount on File
Deed Sale	Oct 30, 2024 · Amount on File
Prior Sale	Jul 30, 2018 · Amount on File
Deed Book / Page	38861 / 93
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	27 ARTHUR ST, LOWELL, MA 01851-3801
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036696-247
Date	Jan 5, 2022
Book Page	36696/247
Instrument	202200000730

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Feb 1, 2032

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jul 30, 2018
Property Address	27 ARTHUR ST, LOWELL, MA 01851-3801
Document Number	32283-108
Book / Page	32283 / 108
Instrument	32520
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19.79
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 ARTHUR ST, LOWELL, MA 01851-3801

Mortgage

Document Number	322830111
Date	Jul 30, 2018
Instrument	32283/0111

Lender

Name	SAGE BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 27 Arthur St was $3,755, up 19.5% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,755.00 (+19.47%)	$330,800 (+20.82%) Land $104,400 Building $226,400	$365,443 (+1.87%)
2025	$3,143.00 (+2.58%)	$273,800 (+6.41%) Land $92,100 Building $181,700	$358,720 (+2.16%)
2024	$3,064.00 (+6.2%)	$257,300 (+10.76%) Land $86,100 Building $171,200	$351,120
2023	$2,885.00	$232,300 Land $74,800 Building $157,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 Arthur St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 27 Arthur St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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