27 Arch St, Cumberland, MD 21502 Property Records

Allegany County property record for 27 Arch St, Cumberland, MD 21502

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,048 sqft · built 1925
Lot Size	0.087 acres (3,800 sqft)
Owner	Company Name on File
Last Sale	$70,000 (Dec 2021)
Tax Bill	$612 (2025)
Deeds & Mortgages	Dec 2021 Sale May 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-040562`

Property Details

APN / Parcel Number

Primary APN	`04-040562`
Alternative APNs	`4040562` `040562`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,048 sqft Total Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,800 sqft (0.087 acres)
Lot Dimensions	100 ft deep x 38 ft wide
Porch	Slab
Porch Area	106 sqft
Deck Area	92 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	040562
Street Address	27 ARCH ST
City	CUMBERLAND
State	MD
Zip	21502-3680
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	27 ARCH ST PT LOT 216 38X100 SOUTHERN ADDN
Legal Subdivision	SOUTHERN ADD
Legal Lot Number	216
Jurisdiction	ALLEGANY MD
Township / Civil Division	4, CUMBERLAND
Census Block Group	2
Census Block	2011
Census Tract	700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chapel Hill Historic District listed 2005 · 810 contributing resources · NRIS 05001477

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

27 Arch St is owned by a company that bought it in December 2021.

Source: Allegany County records, as of October 1, 2026

Owner of Record	Company Name on File
Mailing Address	432 W MARTIN ST, MARTINSBURG, WV 25401-2747
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed, Transfer
May 18, 2021	Special Warranty Deed, Transfer PREMIUM TITLE SERVICES FL INC, PREMIUM TITLE SERVICES INC
Jan 10, 2020	Court-Ordered Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2021 · Amount on File
Deed Sale	Dec 21, 2021 · Amount on File
Prior Sale	May 18, 2021 · Amount on File
Deed Book / Page	2736 / 312
Prior Transfer Date	Dec 13, 2019
Prior Transfer Doc	0025280187
Record Updated	Oct 29, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Dec 21, 2021
Property Address	27 ARCH ST, CUMBERLAND, MD 21502-3680
Document Number	002736-0312
Book / Page	2736 / 312
Instrument Date	Oct 15, 2021
Transaction Type	Transfer
Record Updated	Jan 14, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 W MARTIN ST, MARTINSBURG, WV 25401-2747

May 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ALLEGANY MD
Recording Date	May 18, 2021
Property Address	27 ARCH ST, CUMBERLAND, MD 21502-3680
Document Number	002660-0086
Book / Page	2660 / 86
Instrument Date	Feb 25, 2021
Transaction Type	Transfer
Record Updated	Aug 2, 2021
Title Company	PREMIUM TITLE SERVICES FL INC, PREMIUM TITLE SERVICES INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 MORTGAGE WAY, 1, MOUNT LAUREL, NJ 08054-4637

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	326 HENSEL DR, SHEPHERDSTOWN, WV 25443-4368

January 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	ALLEGANY MD
Recording Date	Jan 10, 2020
Property Address	27 ARCH ST, CUMBERLAND, MD 21502-3680
Document Number	0025280187
Book / Page	002528 / 000187
Instrument Date	Jul 24, 2019
Transaction Type	Foreclosure
Record Updated	Feb 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$179.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 ARCH ST CUMBERLAND MD 215023680, CUMBERLAND, MD 21502-3680

Tax Assessment & Valuation

The 2025 property tax bill for 27 Arch St was $612.

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,700 Land $3,400 Building $76,300	$79,700 Land $3,400 Building $76,300
2025	$612.00
2023	$381.00	$41,000 Land $3,400 Building $37,600	$41,000 Land $3,400 Building $37,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 Arch St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1978–1995)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jun 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Arch St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 859 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
SkyPacket Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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