Middlesex County and Lowell City property record for 27 Albert St, Lowell, MA 01851
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,371 sqft · built 1920 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $257,500 (Aug 2014) |
| Tax Bill | $5,665 (2026) |
| Deeds & Mortgages | Aug 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | J03250 |
| Primary APN | J03250 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,371 sqft Living Area |
| Gross Area | 2,951 sqft |
| 1st Floor Area | 699 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | W02260 |
|---|---|
| Street Address | 27 ALBERT ST |
| City | LOWELL |
| State | MA |
| Zip | 01851-4901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TSF |
| Legal Subdivision | GEORGE A COBURN & SARAH A SMIT |
| Legal Block | 75 |
| Legal Lot Number | 27 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 311600 |
27 Albert St is owned by an individual who bought it in August 2014.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 51 PRINCETON BLVD, LOWELL, MA 01851-2406 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2014 · Amount on File |
| Deed Sale | Aug 28, 2014 · Amount on File |
| Prior Sale | May 25, 2012 · Amount on File |
| Deed Book / Page | 28433 / 31 |
| Transfer Doc | 2843000031 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 27 W ALBERT ST, LOWELL, MA 01851-5011 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 039478-217 |
|---|---|
| Date | Aug 26, 2025 |
| Book Page | 39478/217 |
| Instrument | 26858 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 27 Albert St was $5,665, up 6.5% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,665.00 (+6.5%) | $499,100 (+7.73%) Land $192,200 Building $306,900 | $511,065 (+9.54%) |
| 2025 | $5,319.00 (-29.43%) | $463,300 (-26.79%) Land $179,700 Building $283,600 | $466,545 (+3.04%) |
| 2024 | $7,537.00 (+5.68%) | $632,800 (+10.21%) Land $190,200 Building $442,600 | $452,770 |
| 2023 | $7,132.00 | $574,200 Land $165,300 Building $408,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 27 Albert St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1979–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Dec 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 27 Albert St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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