27 Abbey Rd, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 27 Abbey Rd, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,364 sqft · built 2018
Lot Size	0.069 acres (2,982 sqft)
Owner	2 Individual Names on Record
Last Sale	$640,000 (Jun 2019)
Tax Bill	$9,942 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage Jan 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-3S-20-34610-000-0030`

Property Details

APN / Parcel Number

Primary APN	`02-3S-20-34610-000-0030`
Alternative APNs	`02-320-34610-000-0030` `1004274`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,364 sqft Living Area
Gross Area	2,744 sqft
1st Floor Area	756 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	2,982 sqft (0.069 acres)
Driveway	Brick Driveway
Porch	Finished/Open Porch
Porch Area	380 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	27 ABBEY RD
City	SANTA ROSA BEACH
State	FL
Zip	32459-8708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VMU
Legal Description	LOT 3 COASTAL GROVE PH 1 PB 17-8 OR 2874-1498 OR 2940-4576 OR 2980-3756 OR 2982-2159 OR 3030-3993 OR 3107-3251 OR 3339-3934
Legal Range	020
Legal Township	03S
Legal Section	02
Legal Subdivision	COASTAL GROVE PH I
Legal Phase	1
Legal Lot Number	3
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1017
Census Tract	950606

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27 ABBEY RD, SANTA ROSA BEACH, FL 32459-8708
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Jan 11, 2017	Warranty Deed, Transfer MCNEESE TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2019 · Amount on Record
Deed Sale	Jun 6, 2019 · Amount on Record
Prior Sale	Jan 11, 2017 · Amount on Record
Deed Document Number	201918461
Deed Book / Page	3107 / 3251
Last Transfer Date	Oct 24, 2024
Transfer Doc	0033393934
Record Updated	Jun 8, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 6, 2019
Property Address	27 ABBEY RD, SANTA ROSA BEACH, FL 32459-8708
Document Number	0031073251
Book / Page	003107 / 003251
Instrument Date	Jun 5, 2019
Instrument	18461
Transaction Type	Transfer
Record Updated	Jun 25, 2019
Title Company	COASTAL TITLE, COASTAL TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,480.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2504 PELICAN CT FLOWER MOUND TX 750225577, FLOWER MOUND, TX 75022-5577

Mortgage

Document Number	31073253
Date	Jun 6, 2019
Book Page	003107/003253
Instrument	18462

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2049

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 11, 2017
Property Address	27 ABBEY RD, SANTA ROSA BEACH, FL 32459-8708
Document Number	0030303993
Book / Page	003030 / 003993
Instrument Date	Jan 10, 2017
Instrument	1021
Transaction Type	Transfer
Record Updated	Feb 21, 2017
Title Company	MCNEESE TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	85 CENTRAL 7TH ST SANTA ROSA BEACH FL 324597806, SANTA ROSA BEACH, FL 32459-7806

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,942.00 (+2.89%)	$1,375,856 (+6.9%) Land $250,000 Building $1,125,856	$1,375,856 (+6.9%) Land $250,000 Building $1,125,856
2024	$9,663.00 (+8.74%)
2023	$8,886.00 (+13.08%)	$1,287,072 (+11.33%) Land $250,000 Building $1,037,072	$1,287,072 (+11.33%) Land $250,000 Building $1,037,072
2022	$7,858.00	$1,156,068 Land $159,094 Building $996,974	$1,156,068 Land $159,094 Building $996,974

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 413 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	725 units insured incl. 312 condo units
Nearby Flood Claims	12 (2005–2025)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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