27 5th St, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 27 5th St, Lowell, MA 01850

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,758 sqft · built 1920
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$705,000 (Apr 2026)
Tax Bill	$6,793 (2026)
Deeds & Mortgages	Mar 2021 Refinance Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D01470`

Property Details

APN / Parcel Number

Primary APN	`D01470`
Alternative APNs	`LOWE M:197 B:2320 L:27` `M:000197 T:D01470`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,758 sqft Living Area
Gross Area	4,696 sqft
1st Floor Area	1,053 sqft
Basement Area	1,053 sqft
Unfinished Basement	1,053 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	D01470
Street Address	27 5TH ST
City	LOWELL
State	MA
Zip	01850-2113
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TMF
Legal Block	2320
Legal Lot Number	27
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	3
Census Block	3006
Census Tract	310200

Owner

27 5th St, a duplex, is owned by an individual who bought it in April 2026.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	27 5TH ST, 29, LOWELL, MA 01850-2113
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Apr 1, 2026	Quit Claim Deed, Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE INC
Nov 22, 2017	Deed of Trust, Mortgage JPMORGAN CHASE BANK NA
Sep 13, 2018	Deed of Trust, Mortgage DIGITAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2026 · Amount on File
Deed Sale	Apr 1, 2026 · Amount on File
Prior Sale	Mar 6, 1998 · Amount on File
Deed Document Number	20269722
Deed Book / Page	39963 / 230
Prior Transfer Date	Mar 25, 2026
Prior Transfer Doc	039963-230
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	27 5TH ST, LOWELL, MA 01850-2113
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035497-258
Date	Mar 19, 2021
Book Page	35497/258
Instrument	16528

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Apr 1, 2026
Property Address	27 5TH ST, LOWELL, MA 01850-2113
Document Number	039963-230
Book / Page	39963 / 230
Instrument Date	Mar 25, 2026
Instrument	20269722
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Apr 1, 2026

Lender

Name	FIRST COMMUNITY MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate	6.01%
Max Rate	-1%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	27 5TH ST, LOWELL, MA 01850-2113
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	31668-197
Date	Nov 22, 2017
Book Page	31668/197
Instrument	52733

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	27 5TH ST, LOWELL, MA 01850-2113
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32403-146
Date	Sep 13, 2018
Book Page	32403/146
Instrument	40031

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 27 5th St was $6,793, up 1.6% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,793.00 (+1.6%)	$598,500 (+2.76%) Land $126,400 Building $472,100	$700,788
2025	$6,686.00 (+13.5%)	$582,400 (+17.75%) Land $118,200 Building $464,200
2024	$5,891.00 (+4.52%)	$494,600 (+8.99%) Land $98,200 Building $396,400
2023	$5,636.00	$453,800 Land $85,400 Building $368,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 27 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,079 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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