27 4th St, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 27 4th St, Lowell, MA 01850

Property Summary

Property TypeTriplex
Details9 bd · 4.5 ba · 7,756 sqft · built 1879
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Last Sale$1,050,000 (Dec 2025)
Tax Bill$18,230 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
May 2019 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNF08520

Property Details

APN / Parcel Number

Primary APNF08520
Alternative APNs
  • LOWE M:197 B:2410 L:27
  • M:000197 T:F08520

Interior

Bedrooms9 Beds
Full Baths4.5 Baths
Half Baths3 Half Baths
Total Rooms22 Rooms
Units3 Units
Stories3 Stories
Building Area7,756 sqft Living Area
Gross Area13,221 sqft
1st Floor Area2,516 sqft
Basement Area3,275 sqft
Unfinished Basement3,275 sqft

Exterior

Year BuiltBuilt 1879
Effective Year BuiltEffective 1879
Architectural StyleOther
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable
Roof MaterialSlate
Lot Area6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberF08520
Street Address27 4TH ST
CityLOWELL
StateMA
Zip01850-2511
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeTMF
Legal SubdivisionSP FULLER S
Legal Block2410
Legal Lot Number27
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group3
Census Block3005
Census Tract310200

Owner

Source: Middlesex County and Lowell City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2 SENECA CIR, ANDOVER, MA 01810-5230
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2025Quit Claim Deed, Transfer · Conventional Mortgage
WORKERS CU
May 31, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
EASTERN BANK
Mar 12, 2018Deed of Trust, Mortgage · Conventional Mortgage
MISSOURI ELEC CO-OP EMP CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 18, 2025 · Amount on Record
Deed SaleDec 18, 2025 · Amount on Record
Prior SaleMay 24, 2010 · Amount on Record
Deed Book / Page39750 / 135
Record UpdatedJun 8, 2026

December 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateDec 18, 2025
Property Address27 4TH ST, LOWELL, MA 01850-2511
Document Number039750-135
Book / Page39750 / 135
Instrument DateDec 18, 2025
Instrument41190
Transaction TypeTransfer
Record UpdatedMar 13, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 SENECA CIR, ANDOVER, MA 01810-5230

Mortgage

Document Number0000041191
DateDec 18, 2025
Instrument41191
Lender
NameWORKERS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.63%
Type Change DateJan 1, 2031
Index1-Year CMT

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address27 4TH ST, LOWELL, MA 01850-2511
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number33020-109
DateMay 31, 2019
Book Page33020/109
Instrument20805
Lender
NameEASTERN BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address27 4TH ST, LOWELL, MA 01850-2511
Document Number31922-218
Instrument DateMar 12, 2018
Transaction TypeMortgage
Record UpdatedApr 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number31922-218
DateMar 12, 2018
Book Page031922/000218
Instrument9821
Lender
NameMISSOURI ELEC CO-OP EMP CU
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$18,230.00 (+6.65%)$1,588,000 (+10.65%) Land $226,700 Building $1,361,300
2024$17,093.00 (+1.47%)$1,435,200 (+5.81%) Land $188,400 Building $1,246,800
2023$16,846.00$1,356,400 Land $163,800 Building $1,192,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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