27 3rd St, Congers, NY 10920 Property Records

Rockland County and Clarkstown Town property record for 27 3rd St, Congers, NY 10920

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,908 sqft · built 1970
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on Record
Last Sale$420,000 (Jan 2019)
Tax Bill$13,821 (2023)
Deeds & MortgagesMay 2021 Mortgage
Jan 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN392089 52.11-1-5

Property Details

APN / Parcel Number

Primary APN392089 52.11-1-5
Alternative APNs
  • 392089-052-011-0001-005-000-000
  • 208905201100010050000000
  • 110A53.1

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,908 sqft Living Area
1st Floor Area1,164 sqft
Basement Area744 sqft
Finished Basement744 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions90 ft deep x 85 ft wide
Garage TypeBasement
PorchOpen Porch
Porch Area308 sqft
Patio Area308 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number110A53.1
Street Address27 3RD ST
CityCONGERS
StateNY
Zip10920-2709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02
Legal Description110-A-53.1
Legal Block1
Legal Lot Number5.0
JurisdictionROCKLAND NY
Township / Civil DivisionCLARKSTOWN
Census Block Group3
Census Block3000
Census Tract10901

Owner

Source: Rockland County and Clarkstown Town records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address27 3RD ST, CONGERS, NY 10920-2709
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 13, 2021Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE
Jan 28, 2019Grant Deed, Transfer · FHA Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 28, 2019 · Amount on Record
Deed SaleJan 28, 2019 · Amount on Record
Deed Document Number20192570
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address27 3RD ST, CONGERS, NY 10920-2709
Transaction TypeMortgage
Record UpdatedJun 16, 2021
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020613
DateMay 13, 2021
Instrument2021-00020613
Lender
NameNATIONSTAR MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050
Interest
Rate TypeFixed Rate

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionROCKLAND NY
Recording DateJan 28, 2019
Property Address27 3RD ST, CONGERS, NY 10920-2709
Document Number0000002570
Instrument DateJan 25, 2019
Instrument2570
Transaction TypeTransfer
Record UpdatedFeb 15, 2019
Title CompanyASHFORD ABSTRACT CORPORATION, ASHFORD ABS CORP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,680.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address711 MAGENTA ST BRONX NY 104676229, BRONX, NY 10467-6229

Mortgage

Document Number2571
DateJan 28, 2019
Instrument2571
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 27, 2049

Tax Assessment & Valuation

Source: Rockland County and Clarkstown Town assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionClarkstown Town
Unified School DistrictClarkstown Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$111,000 (-) Land $21,700 Building $89,300$110,000 (-)
2023$13,821.00$111,000 Land $21,700 Building $89,300$110,000 Land $21,505 Building $88,495

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1979–1984)
Most Recent ClaimMay 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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