2699 Laughlin Ct, Merced, CA 95341 Property Records

Merced County property record for 2699 Laughlin Ct, Merced, CA 95341 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,374 sqft · built 1991
Lot Size	0.138 acres (6,045 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (May 2017)
Tax Bill	$2,458 (2025)
Deeds & Mortgages	May 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone AO (high risk)
APN	`061-430-075-000`

Property Details

APN / Parcel Number

Primary APN	`061-430-075-000`
Alternative APN	`061430075`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,374 sqft Living Area
Gross Area	1,774 sqft
1st Floor Area	1,374 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Architectural Style	Other
Construction Type	Wood Frame
Lot Area	6,045 sqft (0.138 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	67 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	061430075
Street Address	2699 LAUGHLIN CT
City	MERCED
State	CA
Zip	95341-5490
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALFA RCH 2-1 LOT 65
Legal Subdivision	ALFA RCH 02 01
Legal Lot Number	65
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	4
Census Block	4011
Census Tract	1700

Owner

Source: Merced County records · APN 061-430-075-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2699 LAUGHLIN CT, MERCED, CA 95341-5490
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
May 16, 2017	Grant Deed, Transfer · Conventional with PMI OPES ADVISORS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 16, 2017 · Amount on Record
Deed Sale	May 16, 2017 · Amount on Record
Prior Sale	Dec 23, 2013 · Amount on Record
Deed Document Number	2017-015384
Record Updated	Jun 08, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2699 LAUGHLIN CT, MERCED, CA 95341-5490
Transaction Type	Mortgage
Record Updated	Jun 14, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2699 LAUGHLIN CT, MERCED, CA 95341-5490

Mortgage

Document Number	0000021637
Date	May 13, 2021
Instrument	2021021637

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2699 LAUGHLIN CT, MERCED, CA 95341-5490
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036787
Date	Nov 12, 2019
Instrument	2019036787

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 01, 2039

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	May 16, 2017
Property Address	2699 LAUGHLIN CT, MERCED, CA 95341-5490
Document Number	0000015384
Instrument Date	Apr 20, 2017
Instrument	15384
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$209.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2699 LAUGHLIN CT MERCED CA 953415490, MERCED, CA 95341-5490

Mortgage

Document Number	15385
Date	May 16, 2017
Instrument	15385

Lender

Name	OPES ADVISORS
Address	CUPERTINO, CA 95014

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2047

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Secondary School District	Merced Union High School District (09 - 12)
Elementary School District	Weaver Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$2,458.00 (+7.57%)	$220,504 (+4.04%) Land $52,222 Building $168,282
2023	$2,285.00 (+0.53%)	$211,945 Land $50,196 Building $161,749
2022	$2,273.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060470017004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AO sheet flow 1–3 ft
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 82 individual NFIP policies nearby
Nearby Flood Policies	82 in force
Nearby Flood Claims	3 (2016–2023)
Most Recent Claim	Jan 2023, other causes, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 26% of California
Wildfire Likelihood	About 1 in 1,299 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 521 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Verizon	Fixed Wireless	300 / 20
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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