26986 Gading Rd, Hayward, CA 94544 Property Records

Alameda County property record for 26986 Gading Rd, Hayward, CA 94544

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,621 sqft · built 1953
Lot Size	0.116 acres (5,035 sqft)
Owner	Individual Name on File
Last Sale	$520,000 (Sep 2016)
Tax Bill	$7,491 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`454-60-131`

Property Details

APN / Parcel Number

Primary APN	`454-60-131`
Alternative APN	`454-0060-131-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,621 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1958
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,035 sqft (0.116 acres)

Location & Zoning

Street Address	26986 GADING RD
City	HAYWARD
State	CA
Zip	94544-3710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00016 BLK: 0002 TR: 0816
Legal Subdivision	TRACT 816
Legal Tract	0816
Legal Block	2
Legal Lot Number	16
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	1
Census Block	1002
Census Tract	437600

Owner

26986 Gading Rd is owned and occupied by an individual who bought it in September 2016.

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	26986 GADING RD, HAYWARD, CA 94544-3710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jan 25, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2016 · Amount on File
Deed Sale	Sep 9, 2016 · Amount on File
Deed Document Number	2016230451
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	26986 GADING RD, HAYWARD, CA 94544-3710
Transaction Type	Mortgage
Record Updated	Feb 4, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26986 GADING RD, HAYWARD, CA 94544-3710

Mortgage

Document Number	0000007048
Date	Jan 11, 2022
Instrument	2022007048

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	26986 GADING RD, HAYWARD, CA 94544-3710
Document Number	0000025299
Instrument Date	Jan 25, 2020
Transaction Type	Mortgage
Record Updated	Apr 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26986 GADING RD HAYWARD CA 945443710, HAYWARD, CA 94544-3710

Mortgage

Document Number	0000025299
Date	Feb 5, 2020
Instrument	25299

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 4, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 26986 Gading Rd was $7,491 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Hayward City
Unified School District	Hayward Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$618,913 (+0.86%) Land $213,078 Building $412,835
2025	$7,491.00 Homeowner's exemption	$613,641 Land $208,900 Building $404,741
2023	$7,307.00 Homeowner's exemption	$589,816 Land $200,790 Building $389,026	$794,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26986 Gading Rd in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 26986 Gading Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 617 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Tekify Fiber & Wireless Fixed Wireless	570 / 120
Unwired Fixed Wireless	300 / 25
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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