2698 Winter Dr, Troy, MI 48083 Property Records

Oakland County property record for 2698 Winter Dr, Troy, MI 48083

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,752 sqft · built 1975
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Jan 2022)
Tax Bill	$5,014 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-24-401-015`

Property Details

APN / Parcel Number

Primary APN	`88-20-24-401-015`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	3 Stories
Building Area	1,752 sqft Living Area
1st Floor Area	1,168 sqft
Basement Area	1,168 sqft
Unfinished Basement	608 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Tri-Level
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Deck Area	350 sqft
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2698 WINTER DR
City	TROY
State	MI
Zip	48083-5735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1D
Legal Description	T2N, R11E, SEC 24 BEAVER TRAIL SUB NO 2 LOT 183
Legal Range	11E
Legal Township	2N
Legal Section	24
Legal Subdivision	BEAVER TRAIL
Legal Lot Number	183
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	3
Census Block	3002
Census Tract	198000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2698 WINTER DR, TROY, MI 48083-5735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Warranty Deed, Transfer ROCKET MORTGAGE LLC
Apr 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 8, 2018	Warranty Deed, Transfer DEVON TITLE AGENCY
Jan 24, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2022 · Amount on Record
Deed Sale	Jan 28, 2022 · Amount on Record
Prior Sale	Mar 8, 2018 · Amount on Record
Deed Document Number	2022306124
Deed Book / Page	57364 / 416
Prior Transfer Date	Feb 17, 2021
Prior Transfer Doc	0000110130
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 28, 2022
Property Address	2698 WINTER DR, TROY, MI 48083-5735
Document Number	0000306124
Book / Page	57364 / 416
Map Reference	LB 134 PG 20
Instrument Date	Jan 8, 2022
Instrument	306124
Transaction Type	Transfer
Record Updated	Mar 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2698 WINTER DR, 2698, TROY, MI 48083-5735

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3140 INMAN ST, FERNDALE, MI 48220-1029

Mortgage

Document Number	0000308958
Date	Jan 31, 2022
Book Page	57382/108
Instrument	308958

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Apr 23, 2021
Property Address	2698 WINTER DR, TROY, MI 48083-5735
Document Number	0000110130
Book / Page	56130 / 36
Map Reference	LB 134 PG 20
Instrument Date	Feb 17, 2021
Instrument	110130
Transaction Type	Transfer
Record Updated	May 21, 2021
Title Company	NOT AVAILABLE, JCT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2698 WINTER DR, TROY, MI 48083-5735

Mortgage

Document Number	0005613037
Date	Apr 23, 2021
Instrument	56130/37

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2698 WINTER DR, TROY, MI 48083-5735
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043625
Date	Mar 3, 2020
Book Page	53904/465
Instrument	43625

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2035

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Mar 8, 2018
Property Address	2698 WINTER DR, TROY, MI 48083-5735
Document Number	0000036551
Book / Page	51616 / 00456
Map Reference	LB 134 PG 20-23
Instrument Date	Mar 1, 2018
Instrument	36551
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	DEVON TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$2,124.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	511 OLDE TOWNE RD, 511, ROCHESTER, MI 48308-7700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2698 WINTER DR, TROY, MI 48083-5735

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 24, 2017
Property Address	2698 WINTER DR, TROY, MI 48083-5735
Document Number	0000013881
Book / Page	050313 / 000848
Instrument Date	Jan 23, 2017
Instrument	13881
Transaction Type	Transfer
Record Updated	Mar 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	511 OLDE TOWNE RD #80166 ROCHESTER MI 483087707, 80166, ROCHESTER, MI 48308-7707

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,014.00 (+16.93%)
2023			$286,900
2022	$4,288.00	$143,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Winter Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures