2698 Sutter St, San Francisco, CA 94115 Property Records

San Francisco City property record for 2698 Sutter St, San Francisco, CA 94115

Property Summary

Property Type	Apartments (5+ Units)
Details	5 bd · 5 ba · 3,428 sqft · built 1880
Lot Size	0.052 acres (2,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,615,000 (Apr 2026)
Tax Bill	$32,380 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Nov 2020 Mortgage + 3 more
APN	`1054-022`

Property Details

APN / Parcel Number

Primary APN	`1054-022`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	13 Rooms
Units	3 Units
Stories	2 Stories
Building Area	3,428 sqft Living Area
1st Floor Area	3,428 sqft
Basement Area	896 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Multi-Family
Construction Type	Wood
Lot Area	2,250 sqft (0.052 acres)
Lot Dimensions	90 ft deep x 25 ft wide

Location & Zoning

Street Address	2698 SUTTER ST
City	SAN FRANCISCO
State	CA
Zip	94115-2925
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RH3
Legal Description	BLK 583
Legal Subdivision	WESTERN ADD BL 583
Legal Block	1054
Legal Lot Number	22
Jurisdiction	SAN FRANCISCO CA
Township / Civil Division	RICHMOND-PRESIDIO-MARINA
Census Block Group	1
Census Block	1000
Census Tract	15401

Owner

Source: San Francisco City records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2698 SUTTER ST, SAN FRANCISCO, CA 94115-2925
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Grant Deed, Transfer · Conventional Mortgage REDWOOD CREDIT UNION
Nov 6, 2020	Deed of Trust, Mortgage JW ARBOR FUND LLC
Nov 9, 2020	Grant Deed, Transfer · Conventional Mortgage STERLING BK
Sep 8, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 2, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2026 · Amount on Record
Deed Sale	Apr 29, 2026 · Amount on Record
Prior Sale	Nov 9, 2020 · Amount on Record
Deed Document Number	202642202
Prior Transfer Date	Jan 27, 2017
Prior Transfer Doc	000K459079
Record Updated	Sep 20, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN FRANCISCO CA
Recording Date	Apr 29, 2026
Property Address	2698 SUTTER ST, SAN FRANCISCO, CA 94115-2925
Document Number	0000042202
Instrument Date	Apr 24, 2026
Instrument	202642202
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,223,362.50
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2698 SUTTER ST, SAN FRANCISCO, CA 94115-2925

Mortgage

Document Number	0000042203,
Date	Apr 29, 2026
Instrument	202642203

Lender

Name	REDWOOD CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	2696-2698 SUTTER ST, SAN FRANCISCO, CA 94115
Document Number	0004600239
Instrument Date	Nov 6, 2020
Transaction Type	Mortgage
Record Updated	Dec 18, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2696 SUTTER ST #2698 SAN FRANCISCO CA 941152925, 2698, SAN FRANCISCO, CA 94115-2925

Mortgage

Document Number	0004600239
Date	Nov 9, 2020
Instrument	46239

Lender

Name	JW ARBOR FUND LLC
Address	400 REDCLIFF DR, REDDING, CA 96002-0116

Agreement

Amount	Amount Recorded

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN FRANCISCO CA
Recording Date	Nov 9, 2020
Property Address	2696-2698 SUTTER ST, SAN FRANCISCO, CA 94115
Document Number	0004600236
Instrument Date	Nov 5, 2020
Instrument	46236
Transaction Type	Transfer
Record Updated	Dec 16, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,563.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2696 SUTTER ST SAN FRANCISCO CA 941152925, SAN FRANCISCO, CA 94115-2925

Mortgage

Document Number	4600238
Date	Nov 9, 2020
Instrument	46238

Lender

Name	STERLING BK
Type	Bank
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN FRANCISCO CA
Recording Date	Sep 8, 2020
Property Address	2696-2698 SUTTER ST, SAN FRANCISCO, CA 94115
Document Number	0001400136
Instrument Date	Jul 10, 2020
Instrument	14136
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2698 SUTTER ST SAN FRANCISCO CA 941152925, SAN FRANCISCO, CA 94115-2925

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN FRANCISCO CA
Recording Date	Jun 2, 2017
Property Address	2696-2698 SUTTER ST, SAN FRANCISCO, CA 94115
Document Number	0K45900079
Instrument Date	Jan 27, 2017
Instrument	K459079
Transaction Type	Transfer
Record Updated	Jun 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	355 N AVENIDA CABALLEROS #7 PALM SPRINGS CA 922620712, 7, PALM SPRINGS, CA 92262-0712

Tax Assessment & Valuation

Source: San Francisco City assessment roll, as of July 16, 2025

Property Jurisdictions

Type	Name
State	California
County / Municipality	San Francisco City
Unified School District	San Francisco Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$32,380.00 (+3.24%)	$2,733,711 (+1.88%) Land $1,570,198 Building $1,163,513
2024	$31,364.00 (+1.47%)
2023	$30,911.00 (+3.64%) Homeowner's exemption	$2,683,269 Land $1,509,240 Building $1,174,029
2022	$29,825.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SFPUC CITY DISTRIBUTION DIVISION serves 848,019 people · EPA ID CA3810011
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 978 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Google Fiber, Sonic Telecom.

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