San Luis Obispo County property record for 2698 Richard Ave, Cayucos, CA 93430
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 572 sqft |
| Lot Size | 0.094 acres (4,100 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,924 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 064-203-039 |
| Primary APN | 064-203-039 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 1 Room |
| Building Area | 572 sqft Living Area |
| Construction Type | Wood |
|---|---|
| Lot Area | 4,100 sqft (0.094 acres) |
| Street Address | 2698 RICHARD AVE |
|---|---|
| City | CAYUCOS |
| State | CA |
| Zip | 93430-1469 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | MORRO STR U5 BL 78 LTS 45 & 46 |
| Legal Subdivision | MORRO STRAND 05 |
| Legal Tract | 5 |
| Legal Block | 78 |
| Legal Lot Number | 45,46 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 10504 |
2698 Richard Ave is owned by a company that acquired it in December 2014.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3505 N LAKE AVE, KERMAN, CA 93630-9489 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 8, 2014 |
| Transfer Doc | 0000052732 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 2698 Richard Ave was $1,924.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Elementary School District | Cayucos Elementary School District (KG - 08) |
| Secondary School District | Coast Unified School District (9-12) (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $176,059 (+2%) Land $124,285 Building $51,774 | |
| 2025 | $1,924.00 | $172,608 Land $121,849 Building $50,759 |
| 2023 | $1,883.00 (+1.84%) | $165,907 Land $117,118 Building $48,789 |
| 2022 | $1,849.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2698 Richard Ave in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 10 (1983–2016) |
| Claims Outside the SFHA | 6 of 10 |
| Most Recent Claim | Jan 2016 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2698 Richard Ave is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 64% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SLOCSA #10A - CAYUCOS serves 1,200 people · EPA ID CA4010901 |
|---|---|
| Water Source | Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Astound Broadband, Ranch Wifi.
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