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26975 E River Rd, Grosse Ile, MI 48138 Property Records

Wayne County property record for 26975 E River Rd, Grosse Ile, MI 48138

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,811 sqft · built 1959
Lot Size3.84 acres (167,270 sqft)
Owner2 Individual Names on File
Last Sale$750,000 (Nov 2020)
Tax Bill$6,678 (2025)
Deeds & MortgagesDec 2023 Mortgage
Feb 2021 Construction Loan
+ 1 more
Flood ZoneZone AE (high risk)
APN73 046 02 0004 002

Property Details

APN / Parcel Number

Primary APN73 046 02 0004 002

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,811 sqft Living Area
1st Floor Area2,315 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleBungalow
Lot Area167,270 sqft (3.84 acres)
Lot Dimensions1,416 ft deep x 118 ft wide
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address26975 E RIVER RD
CityGROSSE ILE
StateMI
Zip48138-1865
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-A
Legal Description553 V3B2 4B 5 S 19FT OF LOT 4 ALSO LOT 5 LIVINGSTON CHANNEL VIEW SUB PC 553 L81 P8 WCR
Legal SubdivisionLIVINGSTON CHANNEL VIEW
Legal Lot Number4-5
JurisdictionWAYNE MI
Township / Civil DivisionGROSSE ILE
Census Block Group4
Census Block4000
Census Tract596100

Owner

Source: Wayne County assessment roll, APN 73 046 02 0004 002, as of August 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address26975 E RIVER RD, GROSSE ILE, MI 48138-1865
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2023Deed of Trust, Mortgage · Conventional Mortgage
LAKE MICHIGAN CU
Feb 11, 2021Deed of Trust, Mortgage · Construction Mortgage
LAKE MICHIGAN CU
Aug 18, 2020Deed of Trust, Transfer
DAVID A RUTHINOWSKI

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 05, 2020 · Amount on Record
Deed SaleNov 05, 2020 · Amount on Record
Deed Document Number2020312923
Deed Book / Page56171 / 893
Prior Transfer DateFeb 22, 2003
Prior Transfer Doc0000262535
Record UpdatedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address26975 E RIVER RD, GROSSE ILE, MI 48138-1865
Transaction TypeMortgage
Record UpdatedJan 24, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address26975 E RIVER RD, GROSSE ILE, MI 48138-1865

Mortgage

Document Number0586011218
DateDec 18, 2023
Book Page58601/1218
Instrument2023304565
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49512
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 01, 2039

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address26975 E RIVER RD, GROSSE ILE, MI 48138-1865
Transaction TypeMortgage
Record UpdatedApr 02, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5224 HAWKSEYE TREE, WARREN, MI 48092

Mortgage

Document Number0564220254
DateFeb 11, 2021
Book Page56422/254
Instrument2021054315
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term372 Months
DueFeb 01, 2052

August 2020: Deed of Trust, Transfer

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address26975 E RIVER RD, GROSSE ILE, MI 48138-1865
Document Number0561710893
Instrument DateAug 18, 2020
Transaction TypeTransfer
Record UpdatedFeb 04, 2021
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Arm's Length

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address7187 S FOX TRL MORRISON CO 804652824, MORRISON, CO 80465-2824

Mortgage

Document Number0561710893
DateNov 05, 2020
Book Page056171/000893
Instrument312923
Lender
NameDAVID A RUTHINOWSKI
Address26975 E RIVER RD, GROSSE ILE, MI 48138-1865
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Wayne County assessment roll as of August 5, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyWayne County
County SubdivisionGrosse Ile Township
Unified School DistrictGrosse Ile Township Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,678.00 (-64.52%) Homeowner's exemption$479,700 (+17.75%)$959,400 (+17.75%)
2023$18,822.00 (+12.81%) Homeowner's exemption$407,400$814,800
2021$16,685.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wayne County (26163C), as of May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261635961004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation577.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims9 (1980–2020)
Claims Outside the SFHA3 of 9
Most Recent ClaimMay 2020

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Cell Coverage

4G LTE only, no 5G reported

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