26975 E River Rd, Grosse Ile, MI 48138 Property Records

Wayne County property record for 26975 E River Rd, Grosse Ile, MI 48138

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,811 sqft · built 1959
Lot Size	3.84 acres (167,270 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Nov 2020)
Tax Bill	$6,678 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Feb 2021 Construction Loan + 1 more
Flood Zone	Zone AE (high risk)
APN	`73 046 02 0004 002`

Property Details

APN / Parcel Number

Primary APN	`73 046 02 0004 002`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,811 sqft Living Area
1st Floor Area	2,315 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Bungalow
Lot Area	167,270 sqft (3.84 acres)
Lot Dimensions	1,416 ft deep x 118 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	26975 E RIVER RD
City	GROSSE ILE
State	MI
Zip	48138-1865
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-A
Legal Description	553 V3B2 4B 5 S 19FT OF LOT 4 ALSO LOT 5 LIVINGSTON CHANNEL VIEW SUB PC 553 L81 P8 WCR
Legal Subdivision	LIVINGSTON CHANNEL VIEW
Legal Lot Number	4-5
Jurisdiction	WAYNE MI
Township / Civil Division	GROSSE ILE
Census Block Group	4
Census Block	4000
Census Tract	596100

Owner

Source: Wayne County records · APN 73 046 02 0004 002

Assessment roll updated August 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	26975 E RIVER RD, GROSSE ILE, MI 48138-1865
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Feb 11, 2021	Deed of Trust, Mortgage · Construction Mortgage LAKE MICHIGAN CU
Aug 18, 2020	Deed of Trust, Transfer DAVID A RUTHINOWSKI

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 05, 2020 · Amount on Record
Deed Sale	Nov 05, 2020 · Amount on Record
Deed Document Number	2020312923
Deed Book / Page	56171 / 893
Prior Transfer Date	Feb 22, 2003
Prior Transfer Doc	0000262535
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	26975 E RIVER RD, GROSSE ILE, MI 48138-1865
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26975 E RIVER RD, GROSSE ILE, MI 48138-1865

Mortgage

Document Number	0586011218
Date	Dec 18, 2023
Book Page	58601/1218
Instrument	2023304565

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2039

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	26975 E RIVER RD, GROSSE ILE, MI 48138-1865
Transaction Type	Mortgage
Record Updated	Apr 02, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5224 HAWKSEYE TREE, WARREN, MI 48092

Mortgage

Document Number	0564220254
Date	Feb 11, 2021
Book Page	56422/254
Instrument	2021054315

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Feb 01, 2052

August 2020: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	26975 E RIVER RD, GROSSE ILE, MI 48138-1865
Document Number	0561710893
Instrument Date	Aug 18, 2020
Transaction Type	Transfer
Record Updated	Feb 04, 2021
Title Company	ATTORNEY ONLY

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7187 S FOX TRL MORRISON CO 804652824, MORRISON, CO 80465-2824

Mortgage

Document Number	0561710893
Date	Nov 05, 2020
Book Page	056171/000893
Instrument	312923

Lender

Name	DAVID A RUTHINOWSKI
Address	26975 E RIVER RD, GROSSE ILE, MI 48138-1865

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Wayne County records · Assessment roll updated August 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
County Subdivision	Grosse Ile Township
Unified School District	Grosse Ile Township Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,678.00 (-64.52%) Homeowner's exemption	$479,700 (+17.75%)	$959,400 (+17.75%)
2023	$18,822.00 (+12.81%) Homeowner's exemption	$407,400	$814,800
2021	$16,685.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	577.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	9 (1980–2020)
Claims Outside the SFHA	3 of 9
Most Recent Claim	May 2020

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Cell Coverage

4G LTE only, no 5G reported

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