26975 Commons Dr, Moreno Valley, CA 92555 Property Records

Riverside County property record for 26975 Commons Dr, Moreno Valley, CA 92555

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,287 sqft · built 2004
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$394,500 (Jan 2019)
Tax Bill$8,637 (2025)
Deeds & MortgagesOct 2021 Mortgage
Nov 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN487-450-026

Property Details

APN / Parcel Number

Primary APN487-450-026
Alternative APN
  • 477750026

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,287 sqft Living Area
Gross Area3,977 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2005
Construction TypeWood
Roof MaterialTile
Lot Area7,841 sqft (0.18 acres)
Garage TypeAttached
Garage Area641 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number477750026
Street Address26975 COMMONS DR
CityMORENO VALLEY
StateCA
Zip92555-3721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRT
Legal Description.18 ACRES M/L IN LOT 45 MB 333/080 TR 30027
Legal SubdivisionTRACT NO 30027
Legal Tract30027
Legal Lot Number45
JurisdictionRIVERSIDE CA
Township / Civil DivisionPERRIS VALLEY
Census Block Group3
Census Block3000
Census Tract42621

Owner

26975 Commons Dr is owned and occupied by an individual who bought it in January 2019.

Source: Riverside County records, as of July 29, 2026

Owner of RecordIndividual Name on File
Mailing Address26975 COMMONS DR, MORENO VALLEY, CA 92555-3721
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Nov 19, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Feb 11, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jan 29, 2019Grant Deed, Transfer · FHA Mortgage
PACIFIC UNION FINANCIAL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 29, 2019 · Amount on File
Deed SaleJan 29, 2019 · Amount on File
Prior SaleSep 16, 2015 · Amount on File
Deed Document Number201931894
Prior Transfer DateMay 11, 2009
Prior Transfer Doc0000017513
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address26975 COMMONS DR, MORENO VALLEY, CA 92555-3721
Transaction TypeMortgage
Record UpdatedOct 15, 2021
Title CompanyNORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address26 975 COMMONS DR, MORENO VALLEY, CA 92555

Mortgage

Document Number0000591477
DateOct 5, 2021
Instrument2021-0591477
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2051

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address26975 COMMONS DR, MORENO VALLEY, CA 92555-3721
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address26975 COMMONS DR, MORENO VALLEY, CA 92555-3721

Mortgage

Document Number0000580873
DateNov 19, 2020
Instrument2020-0580873
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term352 Months
DueMar 1, 2050

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address26975 COMMONS DR, MORENO VALLEY, CA 92555-3721
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000063676
DateFeb 11, 2020
Instrument2020-0063676
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2050

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateJan 29, 2019
Property Address26975 COMMONS DR, MORENO VALLEY, CA 92555-3721
Document Number0000031894
Map ReferenceMB 333 PG 80-85
Instrument DateDec 4, 2018
Instrument2019-0031894
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyLAWYERS TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address26975 COMMONS DR, MORENO VALLEY, CA 92555-3721

Mortgage

Document Number0000031895
DateJan 29, 2019
Instrument2019-0031895
Lender
NamePACIFIC UNION FINANCIAL LLC
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 26975 Commons Dr was $8,637.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityMoreno Valley City
Unified School DistrictMoreno Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$448,868 (+2%) Land $68,267 Building $380,601
2025$8,637.00$440,068 Land $66,929 Building $373,139
2023$8,215.00 (+1.91%)$422,981 Land $64,331 Building $358,650
2022$8,061.00
2021$499,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26975 Commons Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 26975 Commons Dr is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 63% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEASTERN MUNICIPAL WD
serves 659,923 people · EPA ID CA3310009
Water SourcePurchased surface water from several systems
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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