2697 Apache Rd N, Saint Paul, MN 55109 Property Records

Ramsey County property record for 2697 Apache Rd N, Saint Paul, MN 55109 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,040 sqft · built 1955
Lot Size	0.24 acres (10,458 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Nov 2024)
Tax Bill	$3,930 (2024)
Deeds & Mortgages	Nov 2024 Second Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-29-22-33-0086`

Property Details

APN / Parcel Number

Primary APN	`01-29-22-33-0086`
Alternative APNs	`8094957` `186007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	960 sqft
Basement Area	80 sqft
Finished Basement	80 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	10,458 sqft (0.24 acres)
Lot Dimensions	166 ft deep x 63 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	186007
Street Address	2697 APACHE RD N
City	SAINT PAUL
State	MN
Zip	55109-1723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SARATOGA HILLS LOT 13 BLK 5
Legal Range	22
Legal Township	29
Legal Section	01
Legal Subdivision	SARATOGA HILLS
Legal Block	5
Legal Lot Number	13
Jurisdiction	RAMSEY MN
Township / Civil Division	NORTH ST. PAUL
Census Block Group	1
Census Block	1016
Census Tract	42601

Owner

Source: Ramsey County records · APN 01-29-22-33-0086

Assessment roll updated July 28, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2697 APACHE RD N, SAINT PAUL, MN 55109-1723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Nov 04, 2024	Affidavit of Death of Joint Tenant, Transfer · Stand-Alone Second Mortgage TRADITIONS COMMUNITY ASSISTANCE
Aug 16, 2017	Grant Deed, Transfer · Conventional with PMI AMERICAN MTG & EQUITY CNSLTS I

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 04, 2024 · Amount on Record
Deed Sale	Nov 04, 2024 · Amount on Record
Prior Sale	Aug 16, 2017 · Amount on Record
Deed Document Number	20245044536
Prior Transfer Date	Apr 21, 2016
Prior Transfer Doc	0004604152
Record Updated	Jun 08, 2026

November 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	RAMSEY MN
Recording Date	Nov 04, 2024
Property Address	2697 APACHE RD N, NORTH ST PAUL, MN 55109-1723
Document Number	0A05044535
Instrument Date	Nov 01, 2024
Instrument	A05044535
Transaction Type	Transfer
Record Updated	Nov 12, 2024
Title Company	WATERMARK TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7601 FRANCE AVE S STE 650, 650, EDINA, MN 55435-5973

Mortgage

Document Number	0A05044538
Date	Nov 04, 2024
Instrument	A05044538

Lender

Name	TRADITIONS COMMUNITY ASSISTANCE
Type	Non-Lending Institution
Address	MINNEAPOLIS, MN 55435

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2054

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 16, 2017
Property Address	2697 APACHE RD N, NORTH ST PAUL, MN 55109-1723
Document Number	0004672299
Instrument Date	Jul 27, 2017
Instrument	4672299
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$714.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2697 APACHE ROAD N NORTH ST NORTH ST PAUL MN 55109, NORTH ST PAUL, MN 55109

Mortgage

Document Number	4672300
Date	Aug 16, 2017
Instrument	4672300

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	BLOOMINGTON, MN 55435

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2047

Tax Assessment & Valuation

Source: Ramsey County records · Assessment roll updated July 28, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	North St. Paul City
Unified School District	North St. Paul-Maplewood-Oakdale School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$311,600 (+9.29%) Land $55,000 Building $256,600	$311,600 (+9.29%) Land $55,000 Building $256,600
2024	$3,930.00 (+11.27%)
2023	$3,532.00 Homeowner's exemption	$285,100 Land $55,000 Building $230,100	$285,100 Land $55,000 Building $230,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ramsey County (27123C), updated April 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271230426011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 564 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	140 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Apache Rd N

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures