2696 Co Rd 220, Middleburg, FL 32068 Property Records

Clay County property record for 2696 Co Rd 220, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,950 sqft · built 1957
Lot Size	0.69 acres (30,099 sqft)
Owner	2 Owner Names on Record
Last Sale	$67,400 (Jan 2000)
Tax Bill	$1,460 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`34-04-25-008167-000-00`

Property Details

APN / Parcel Number

Primary APN	`34-04-25-008167-000-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,950 sqft Heated Area
Gross Area	3,234 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	30,099 sqft (0.69 acres)
Lot Dimensions	220 ft deep x 137 ft wide

Exterior Amenities

Pool Area	840 sqft
Porch	Porch
Porch Area	1,284 sqft
Storage Building	852 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2696 COUNTY ROAD 220
City	MIDDLEBURG
State	FL
Zip	32068-4200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF SE1/4 AS REC O R 1717 PG1186 & 1840 PG 1743
Legal Range	25
Legal Township	04
Legal Section	34
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2000
Census Tract	30905

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	2696 COUNTY ROAD 220, MIDDLEBURG, FL 32068-4200
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU
Jan 5, 2017	Loan Modification, Mortgage · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2000 · Amount on Record
Deed Sale	Jan 18, 2000 · Amount on Record
Deed Document Number	0018401743
Deed Book / Page	1840 / 1743
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2696 COUNTY ROAD 220, MIDDLEBURG, FL 32068-4200
Transaction Type	Mortgage
Record Updated	Feb 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2696 COUNTY ROAD #200 200, 200, MIDDLEBURG, FL 32068

Mortgage

Document Number	0045600488
Date	Jan 18, 2022
Book Page	4560/488
Instrument	2022003783

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY FL
Property Address	2696 COUNTY ROAD 220, MIDDLEBURG, FL 32068-4200
Document Number	0040460932
Book / Page	004046 / 000932
Instrument Date	Jan 5, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2696 COUNTY ROAD 220 MIDDLEBURG FL 320684200, MIDDLEBURG, FL 32068-4200

Mortgage

Document Number	0040460932
Date	Jan 10, 2018
Book Page	004046/000932
Instrument	1682

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Jan 9, 2025

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,460.00 (-12.63%) Homeowner's exemption	$135,888 (+5.99%)	$299,081 (+3.02%) Land $35,000 Building $264,081
2023	$1,671.00 (+11.1%) Homeowner's exemption	$128,213 (+3%)	$290,309 (+12.36%) Land $35,000 Building $255,309
2022	$1,504.00 Homeowner's exemption	$124,479	$258,372 Land $35,000 Building $223,372

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	6 (2021–2023)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Dec 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber.

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