2695 Ternest Rd, Waycross, GA 31503 Property Records

Ware County property record for 2695 Ternest Rd, Waycross, GA 31503

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,077 sqft · built 1940
Lot Size	1.05 acres (46,174 sqft)
Owner	Individual Name on File
Last Sale	$109,000 (Dec 2022)
Tax Bill	$533 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`036B-02-027`

Property Details

APN / Parcel Number

Primary APN	`036B-02-027`
Alternative APN	`17983`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,077 sqft Heated Area
1st Floor Area	1,077 sqft
Utility Area	63 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1990
Exterior Material	Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	46,174 sqft (1.05 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	246 sqft
Deck Area	21 sqft
Storage Building	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	17983
Street Address	2695 TERNEST RD
City	WAYCROSS
State	GA
Zip	31503-8662
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	001
Legal Description	TERNEST RD 2695 PAR 5 B3 LPT7 LL62/8
Legal Subdivision	TERNEST
Legal Block	3
Jurisdiction	WARE GA
Township / Civil Division	WARESBORO
Census Block Group	2
Census Block	2018
Census Tract	950200

Owner

2695 Ternest Rd is owned and occupied by an individual who bought it in December 2022.

Source: Ware County records, as of March 2, 2026

Owner of Record	Individual Name on File
Mailing Address	2695 TERNEST RD, WAYCROSS, GA 31503-8662
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2022	Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES
Dec 30, 2022	Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2022 · Amount on File
Deed Sale	Dec 30, 2022 · Amount on File
Deed Document Number	000086K303
Deed Book / Page	86K / 303
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARE GA
Recording Date	Dec 30, 2022
Property Address	2695 TERNEST RD, WAYCROSS, GA 31503-8662
Document Number	00086K0303
Book / Page	86K / 303
Instrument Date	Dec 30, 2022
Instrument	2022-002070
Transaction Type	Transfer
Record Updated	Feb 6, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2695 TERNEST RD, WAYCROSS, GA 31503-8662

Mortgage

Document Number	00086K0000000305
Date	Jan 12, 2023
Book Page	000000086K/0000000305

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARE GA
Recording Date	Dec 30, 2022
Property Address	2695 TERNEST RD, WAYCROSS, GA 31503-8662
Document Number	00086K0303
Book / Page	86K / 303
Instrument Date	Dec 30, 2022
Instrument	2022-002070
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2695 TERNEST RD, WAYCROSS, GA 31503-8662

Mortgage

Document Number	000086K305
Date	Dec 30, 2022
Instrument	86K/305

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2695 Ternest Rd was $533 with a homeowner's exemption, down 2% from the year before.

Source: Ware County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Ware County
Unified School District	Ware County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$533.00 (-2.02%) Homeowner's exemption	$27,561 (+11.95%) Land $1,276 Building $26,285	$68,902 (+11.95%) Land $3,189 Building $65,713
2024	$544.00 (+871.43%) Homeowner's exemption	$24,619 (+12.05%) Land $1,276 Building $23,343	$61,547 (+12.04%) Land $3,189 Building $58,358
2023	$56.00 (-91.17%)	$21,972 (-) Land $4,579 Building $17,393	$54,931 (-) Land $11,448 Building $43,483
2022	$634.00	$21,972 Land $4,579 Building $17,393	$54,931 Land $11,448 Building $43,483

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2695 Ternest Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2695 Ternest Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Vyve Broadband Cable	2,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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