2695 N 1650 E, Layton, UT 84040 Property Records

Davis County property record for 2695 N 1650 E, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,505 sqft · built 1988
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$499,900 (Dec 2021)
Tax Bill	$2,513 (2025)
Deeds & Mortgages	Jan 2026 Construction Loan Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-126-0016`

Property Details

APN / Parcel Number

Primary APN	`09-126-0016`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,505 sqft Living Area
Basement Area	468 sqft
Unfinished Basement	468 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2695 N 1650 E
City	LAYTON
State	UT
Zip	84040-8576
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	ALL OF LOT 16, INDIAN HILLS. CONT. 0.19 ACRES
Legal Subdivision	INDIAN HILLS
Legal Lot Number	16
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1013
Census Tract	125804

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2448 E WILSON AVE, SALT LAKE CITY, UT 84108-3048
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · Construction Mortgage AMERICA FIRST FCU
Dec 13, 2021	Warranty Deed, Transfer · Conventional Mortgage CANOPY MORTGAGE LLC
Jun 25, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANK OF UTAH
Apr 13, 2021	Intrafamily Transfer, Transfer · Line of Credit BANK OF UTAH
Aug 14, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2021 · Amount on Record
Deed Sale	Dec 13, 2021 · Amount on Record
Prior Sale	Apr 13, 2021 · Amount on Record
Deed Document Number	20213442254
Deed Book / Page	7904 / 1601
Prior Transfer Date	Dec 22, 2014
Prior Transfer Doc	0002840650
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2695 N 1650 E, LAYTON, UT 84040-8576
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2695 N 1650 E, LAYTON, UT 84040-8576

Mortgage

Document Number	008910/805
Date	Jan 12, 2026
Book Page	8910/805
Instrument	3650288

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 28, 2036

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Dec 13, 2021
Property Address	2695 N 1650 E, LAYTON, UT 84040-8576
Document Number	07904/1601
Book / Page	7904 / 1601
Instrument Date	Dec 10, 2021
Instrument	3442254
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	COTTONWOOD TITLE INSURANCE, COTTONWOOD TITLE INS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2448 E WILSON AVE, SALT LAKE CITY, UT 84108-3048

Mortgage

Document Number	0003442274
Date	Dec 13, 2021
Instrument	3442274

Lender

Name	CANOPY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2695 N 1650 E, LAYTON, UT 84040-8576
Transaction Type	Mortgage
Record Updated	Jul 14, 2021
Title Company	STEWART TITLE INSURANCE AGENCY, STEWART TITLE INS A

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2695 N 1650 E, LAYTON, UT 84040-8576

Mortgage

Document Number	7789/1057
Date	Jun 25, 2021
Book Page	7789/1057
Instrument	3394479

Lender

Name	BANK OF UTAH
Type	Bank
Address	OGDEN, UT 84401

Agreement

Type	Commercial Mortgage

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Apr 13, 2021
Property Address	2695 N 1650 E, LAYTON, UT 84040-8576
Document Number	7737/1038
Book / Page	7737 / 1038
Instrument Date	Apr 8, 2021
Instrument	3371168
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	MOUNTAIN VIEW TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2695 N 1650 E, LAYTON, UT 84040-8576

Mortgage

Document Number	3371169
Date	Apr 13, 2021
Instrument	3371169

Lender

Name	BANK OF UTAH
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 15, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2695 N 1650 E, LAYTON, UT 84040-8576
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LIBERTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003282370
Date	Aug 14, 2020
Book Page	7575/3200
Instrument	3282370

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,050 (+3.68%) Land $123,423 Building $124,627	$451,000 (+3.68%) Land $224,406 Building $226,594
2025	$2,513.00 (+4.97%)	$239,250 (+8.21%) Land $106,622 Building $132,628	$435,000 (+8.21%) Land $193,859 Building $241,141
2024	$2,394.00 (+2.66%)
2023	$2,332.00 (-3.6%)	$221,100 Land $99,675 Building $121,424	$402,000 Land $181,229 Building $220,771
2022	$2,419.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Rise Broadband.

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