2695 Memory Ln, Santa Barbara, CA 93105 Property Records

Santa Barbara County property record for 2695 Memory Ln, Santa Barbara, CA 93105

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,132 sqft · built 2011
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$895,000 (Jan 2013)
Tax Bill	$11,669 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023-340-018`

Property Details

APN / Parcel Number

Primary APN	`023-340-018`
Alternative APN	`02334018`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Building Area	1,132 sqft Total Area

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Lot Area	43,560 sqft

Location & Zoning

Street Address	2695 MEMORY LN
City	SANTA BARBARA
State	CA
Zip	93105-2106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1E1
Legal Subdivision	PARCEL MAP NO 11051
Legal Lot Number	B
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	2
Census Block	2006
Census Tract	501

Owner

Source: Santa Barbara County assessment roll, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2695 MEMORY LN, SANTA BARBARA, CA 93105-2106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Line of Credit CF BANK
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage CF BANK
Jun 8, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 24, 2013 · Amount on Record
Deed Sale	Jan 24, 2013 · Amount on Record
Prior Sale	Jun 28, 2010 · Amount on Record
Deed Document Number	20135086
Prior Transfer Date	Nov 23, 2011
Prior Transfer Doc	0000069538
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	2695 MEMORY LN, SANTA BARBARA, CA 93105-2106
Transaction Type	Mortgage
Record Updated	Mar 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2695 MEMORY LN, SANTA BARBARA, CA 93105-2106

Mortgage

Document Number	0000008854
Date	Feb 22, 2022
Instrument	2022-0008854

Lender

Name	CF BANK
Type	Bank
Address	COLUMBUS, OH 43085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	2695 MEMORY LN, SANTA BARBARA, CA 93105-2106
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2695 MEMORY LN, SANTA BARBARA, CA 93105-2106

Mortgage

Document Number	0000044826
Date	Jun 15, 2021
Instrument	2021-0044826

Lender

Name	CF BANK
Type	Bank
Address	COLUMBUS, OH 43085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Jun 8, 2018
Property Address	2695 MEMORY LN, SANTA BARBARA, CA 93105-2106
Document Number	0000023900
Instrument Date	Jun 4, 2018
Instrument	23900
Transaction Type	Transfer
Record Updated	Jul 9, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2695 MEMORY LN SANTA BARBARA CA 931052106, SANTA BARBARA, CA 93105-2106

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Unified School District	Santa Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,124,156 (+2%) Land $533,817 Building $590,339
2025	$11,669.00 (+3.62%)	$1,102,114 (+4.04%) Land $523,350 Building $578,764
2023	$11,261.00 (+1.75%)	$1,059,320 Land $503,029 Building $556,291
2022	$11,067.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1995–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 66% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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