2695 Kaiser Rd, Pinconning, MI 48650 Property Records

Bay County property record for 2695 Kaiser Rd, Pinconning, MI 48650

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 902 sqft · built 1946
Lot Size0.48 acres (20,909 sqft)
Owner2 Individual Names on Record
Last Sale$115,900 (Oct 2020)
Tax Bill$1,497 (2026)
Deeds & MortgagesOct 2020 Sale & Mortgage
Oct 2020 Transfer
Flood ZoneZone X (minimal risk)
APN040-002-300-065-00

Property Details

APN / Parcel Number

Primary APN040-002-300-065-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area902 sqft Living Area
1st Floor Area902 sqft

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area20,909 sqft (0.48 acres)
Lot Dimensions175 ft deep x 120 ft wide
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address2695 KAISER RD
CityPINCONNING
StateMI
Zip48650-7458
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSE
Legal DescriptionCOM 510 FT S OF NE COR OF NW 1/4 OF SW 1/4 TH W 175 FT TH S 130 FT TH E 175 FT TH N 120 FT TO BEG. SEC.2,T16,R4E
JurisdictionBAY MI
Township / Civil DivisionFRASER
Census Block Group3
Census Block3025
Census Tract286200

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2695 KAISER RD, PINCONNING, MI 48650-7458
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2020Warranty Deed, Transfer
ACADEMY MTG
Oct 30, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 30, 2020 · Amount on Record
Deed SaleOct 30, 2020 · Amount on Record
Deed Document Number202015530
Prior Transfer DateOct 27, 2020
Prior Transfer Doc0000015528
Record UpdatedOct 29, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY MI
Recording DateOct 30, 2020
Property Address2695 KAISER RD, PINCONNING, MI 48650-7458
Document Number0000015530
Instrument DateOct 27, 2020
Instrument15530
Transaction TypeTransfer
Record UpdatedJan 21, 2021
Title CompanyOTHER

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$997.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address705 E FLORENCE ST BAY CITY MI 487064811, BAY CITY, MI 48706-4811

Mortgage

Document Number15531
DateOct 30, 2020
Instrument15531
Lender
NameACADEMY MTG
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
AmountAmount Recorded
Term360 Months
DueOct 29, 2050

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY MI
Recording DateOct 30, 2020
Property Address2695 KAISER RD, PINCONNING, MI 48650-7458
Document Number0000015528
Instrument DateOct 27, 2020
Instrument15528
Transaction TypeTransfer
Record UpdatedJan 18, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2632 KAISER RD PINCONNING MI 486507458, PINCONNING, MI 48650-7458

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
County SubdivisionFraser Township
Unified School DistrictPinconning Area Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,497.00 (+234.15%) Homeowner's exemption$53,000 (+5.16%)$106,000 (+5.16%)
2025$448.00 (-65.83%) Homeowner's exemption$50,400 (+27.59%)$100,800 (+27.59%)
2023$39,500$79,000
2022$1,311.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims8 (1986–2020)
Claims Outside the SFHA1 of 8
Most Recent ClaimJan 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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