2695 E Penelope Ln, Ontario, CA 91762 Property Records

San Bernardino County property record for 2695 E Penelope Ln, Ontario, CA 91762

Property Summary

Property Type	Planned Unit Development
Details	5 bd · 3.5 ba · 2,837 sqft · built 2020
Lot Size	0.135 acres (5,894 sqft)
Owner	Individual Name on Record
Last Sale	$651,500 (Jan 2021)
Tax Bill	$12,452 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`1073-332-07-0000`

Property Details

APN / Parcel Number

Primary APN	`1073-332-07-0000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,837 sqft Living Area
Gross Area	3,256 sqft
1st Floor Area	1,290 sqft
2nd Floor Area	1,547 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	5,894 sqft (0.135 acres)
Garage Type	Attached
Garage Area	419 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2695 E PENELOPE LN
City	ONTARIO
State	CA
Zip	91762-7394
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	TRACT 18930 LOT 49 BOOK 353 PAGE 39 AND INT IN COMMON AREA
Legal Subdivision	TRACT NO 18930
Legal Tract	18930
Legal Block	1
Legal Lot Number	49
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1007
Census Tract	1908

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2695 E PENELOPE LN, ONTARIO, CA 91762-7394
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC
Jan 5, 2021	Deed of Trust, Mortgage PENG L GONG
Jan 5, 2021	Quit Claim Deed, Transfer FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD
Jan 5, 2021	Grant Deed, Transfer FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD
Sep 9, 2020	Grant Deed, Construction Loan · Line of Credit WESTERN ALLIANCE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2021 · Amount on Record
Deed Sale	Jan 5, 2021 · Amount on Record
Deed Document Number	20215793
Prior Transfer Date	Nov 18, 2020
Prior Transfer Doc	0000005791
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2695 E PENELOPE LN, ONTARIO, CA 91762-7394
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE COMPANY GLENDALE, FIRST AMER TTL CO GLENDALE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2695 E PENELOPE LN, ONTARIO, CA 91762-7394

Mortgage

Document Number	0000098029
Date	Mar 3, 2021
Instrument	2021-0098029

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Mar 1, 2028
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.25%
Index	1-Year LIBOR
Max Rate	1.02%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2695 E PENELOPE LN, ONTARIO, CA 91762-7394
Document Number	0000026476
Instrument Date	Jan 5, 2021
Transaction Type	Mortgage
Record Updated	Feb 3, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2695 E PENELOPE LN ONTARIO CA 917627394, ONTARIO, CA 91762-7394

Mortgage

Document Number	0000026476
Date	Jan 20, 2021
Instrument	26476

Lender

Name	PENG L GONG
Address	9139 LAS TUNAS DR, TEMPLE CITY, CA 91780-1904

Agreement

Amount	Amount Recorded

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 5, 2021
Property Address	2695 E PENELOPE LN, ONTARIO, CA 91762-7394
Document Number	0000005791
Instrument Date	Nov 18, 2020
Instrument	5791
Transaction Type	Transfer
Record Updated	Jan 20, 2021
Title Company	FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2695 E PENELOPE LN ONTARIO CA 917627394, ONTARIO, CA 91762-7394

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 5, 2021
Property Address	2695 E PENELOPE LN, ONTARIO, CA 91762-7394
Document Number	0000005793
Instrument Date	Nov 6, 2020
Instrument	5793
Transaction Type	Transfer
Record Updated	Jan 22, 2021
Title Company	FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD

Transaction

Amount	Amount Recorded
Tax	$717.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2695 E PENELOPE LN ONTARIO CA 917627394, ONTARIO, CA 91762-7394

September 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 9, 2020
Property Address	2695 E PENELOPE LN, ONTARIO, CA 91762-7394
Document Number	0000335383
Instrument Date	Sep 2, 2020
Instrument	335383
Transaction Type	Construction Loan
Record Updated	Sep 25, 2020
Title Company	FNTG BUILDER SERVICES, FNTG BUILDER SVCS

Transaction

Amount	Amount Recorded
Tax	$14,636.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	660 NEWPORT CENTER DR #300 NEWPORT BEACH CA 926606499, 300, NEWPORT BEACH, CA 92660-6499
Investor	Possibly a Property Investor

Mortgage

Document Number	335386
Date	Sep 9, 2020
Instrument	335386

Lender

Name	WESTERN ALLIANCE BK
Type	Bank
Address	4210 RIVERWALK PKWY # 100, RIVERSIDE, CA 92505-3313

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Mountain View Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$718,796 (+2%) Land $251,578 Building $467,218
2025	$12,452.00 (+4.92%) Homeowner's exemption	$704,702 (+4.04%) Land $246,645 Building $458,057
2023	$11,868.00 (+0.86%) Homeowner's exemption	$677,338 Land $237,068 Building $440,270
2022	$11,767.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Inyo Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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