Lauderdale County property record for 2695 Co Rd 129, Waterloo, AL 35677
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,141 sqft · built 1970 |
| Lot Size | 14.5 acres (631,620 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Jun 2026) |
| Tax Bill | $736 (2025) |
| Deeds & Mortgages | Jun 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-09-32-0-000-013-002 |
| Primary APN | 07-09-32-0-000-013-002 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,141 sqft Adjusted Area |
| 1st Floor Area | 1,119 sqft |
| Flooring | Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick/Stone |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 631,620 sqft (14.5 acres) |
| Account Number | 870 |
|---|---|
| Street Address | 2695 COUNTY ROAD 129 |
| City | WATERLOO |
| State | AL |
| Zip | 35677-3640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 14.5 AC/D PT OF NE/4 OF SE/4 LYING W OF CO RD 129 IN SEC 32 T1S R13W BEG @ NW COR OF NE/4 OF SE/4 TH E 716.4 S 346.3 SE 484 W |
| Legal Range | 13W |
| Legal Township | 01S |
| Legal Section | 32 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 11300 |
2695 Co Rd 129 is owned and occupied by an individual who bought it in June 2026.
Source: Lauderdale County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2695 COUNTY ROAD 129, WATERLOO, AL 35677-3640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2026 · Amount on File |
| Deed Sale | Jun 30, 2026 · Amount on File |
| Prior Sale | Apr 13, 2016 · Amount on File |
| Deed Document Number | 2026 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Jun 30, 2026 |
| Property Address | 2695 COUNTY ROAD 129, WATERLOO, AL 35677-3640 |
| Instrument Date | Jun 22, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2695 COUNTY ROAD 129, WATERLOO, AL 35677-3640 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 2695 Co Rd 129 was $736.
Source: Lauderdale County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $736.00 | $21,020 | $178,880 Land $147,900 Building $30,980 |
| 2023 | Homeowner's exemption Senior Citizen's exemption | $11,560 Land $11,560 | $142,300 Land $115,600 Building $26,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2695 Co Rd 129 in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1989–2003) |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2695 Co Rd 129 is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 48% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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