DuPage County property record for 2695 Clara Ave, Aurora, IL 60502
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 4,233 sqft · built 1996 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $490,000 (Nov 2018) |
| Tax Bill | $17,353 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Nov 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-07-213-007 |
| Primary APN | 07-07-213-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,233 sqft Living Area |
| Gross Area | 4,560 sqft |
| 1st Floor Area | 1,636 sqft |
| 2nd Floor Area | 1,288 sqft |
| Basement Area | 1,636 sqft |
| Finished Basement | 1,309 sqft |
| Unfinished Basement | 327 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 10,454 sqft (0.24 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2695 CLARA AVE |
|---|---|
| City | AURORA |
| State | IL |
| Zip | 60502-9651 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | PALOMINO SPRINGS ALL |
| Legal Subdivision | PALOMINO SPRINGS |
| Legal Lot Number | 51 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | NAPERVILLE |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 846409 |
2695 Clara Ave is owned and occupied by two individuals who bought it in November 2018.
Source: DuPage County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2695 CLARA AVE, AURORA, IL 60502-9651 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK |
| Nov 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK |
| Nov 9, 2018 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Apr 10, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2018 · Amount on File |
| Deed Sale | Nov 9, 2018 · Amount on File |
| Prior Sale | Dec 17, 1996 · Amount on File |
| Deed Document Number | 2018105232 |
| Prior Transfer Date | Oct 31, 2001 |
| Prior Transfer Doc | 0000244984 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Apr 22, 2026 |
| Property Address | 2695 CLARA AVE, AURORA, IL 60502-9651 |
| Document Number | 0000026157 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 202626157 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 2695 CLARA AVE, AURORA, IL 60502-9651 |
| Document Number | 0000026157, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 202626157 |
| Name | BMO HARRIS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 20, 2056 |
| Rate | 7.99% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 2695 CLARA AVE, AURORA, IL 60502-9651 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000108558 |
|---|---|
| Date | Nov 21, 2019 |
| Instrument | R2019-108558 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Dec 1, 2044 |
| Rate | 3.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 2695 CLARA AVE, AURORA, IL 60502-9651 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000159556 |
|---|---|
| Date | Dec 24, 2020 |
| Instrument | R2020-159556 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37064 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Nov 9, 2018 |
| Property Address | 2695 CLARA AVE, AURORA, IL 60502-9651 |
| Document Number | 0000105232 |
| Instrument Date | Oct 24, 2018 |
| Instrument | 105232 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2018 |
| Title Company | BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $735.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2275 BLUE SPRUCE LN AURORA IL 605026344, AURORA, IL 60502-6344 |
| Document Number | 105233 |
|---|---|
| Date | Nov 9, 2018 |
| Instrument | 105233 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 8, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 2695 CLARA AVE, AURORA, IL 60502-9651 |
| Document Number | 0000034119 |
| Instrument Date | Apr 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2695 CLARA AVE AURORA IL 605029651, AURORA, IL 60502-9651 |
| Document Number | 0000034119 |
|---|---|
| Date | Apr 20, 2018 |
| Instrument | 34119 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 19, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2695 Clara Ave was $17,353 with a homeowner's exemption, up 5.4% from the year before.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Aurora City |
| County | DuPage County |
| County Subdivision | Naperville Township |
| Unified School District | Indian Prairie Community Unit School District 204 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,353.00 (+5.43%) Homeowner's exemption | $246,203 (+9.67%) Land $60,648 Building $185,555 | $738,609 (+9.67%) Land $181,944 Building $556,665 |
| 2024 | $16,460.00 | $224,494 Land $55,300 Building $169,194 | $673,482 Land $165,900 Building $507,582 |
| 2022 | $14,973.00 Homeowner's exemption | $184,550 Land $45,100 Building $139,450 | $553,650 Land $135,300 Building $418,350 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2695 Clara Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2008 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2695 Clara Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AURORA serves 183,000 people · EPA ID IL0894070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 26 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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