2695 Blessing Rd, Cosby, TN 37722 Property Records

Cocke County property record for 2695 Blessing Rd, Cosby, TN 37722

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,344 sqft · built 2007
Lot Size	3.15 acres (137,214 sqft)
Owner	Individual Name on Record
Tax Bill	$857 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`015093 09603`

Property Details

APN / Parcel Number

Primary APN	`015093 09603`
Alternative APN	`093 09603`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	137,214 sqft (3.15 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	336 sqft
Shed	1 Shed
Shed Area	224 sqft
Utility Building	448 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2695 BLESSING RD
City	COSBY
State	TN
Zip	37722-3203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 05, COUNTY AREA: X02
Jurisdiction	COCKE TN
Township / Civil Division	5
Census Block Group	3
Census Block	3052
Census Tract	920502

Owner

Source: Cocke County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2695 BLESSING RD, COSBY, TN 37722-3203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Non-Conforming Investor Loan COMMERCIAL BANK
Jul 11, 2018	Deed of Trust, Mortgage · Line of Credit COMMERCIAL BK
Jun 27, 2017	Deed of Trust, Mortgage · Line of Credit COMMERCIAL BK
Jun 27, 2017	Deed of Trust, Mortgage · Line of Credit COMMERCIAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCKE TN
Property Address	2695 BLESSING RD, COSBY, TN 37722-3203
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2695 BLESSING RD, COSBY, TN 37722-3203

Mortgage

Document Number	0015570858
Date	May 10, 2021
Book Page	1557/858
Instrument	21002309

Lender

Name	COMMERCIAL BANK
Type	Bank
Address	NEWPORT, TN 37821

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	359 Months
Due	Apr 26, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCKE TN
Property Address	2695 BLESSING RD, COSBY, TN 37722-3203
Document Number	1488820
Instrument Date	Jul 11, 2018
Transaction Type	Mortgage
Record Updated	Jul 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2695 BLESSING RD COSBY TN 377223203, COSBY, TN 37722-3203

Mortgage

Document Number	1488820
Date	Jul 16, 2018
Book Page	001488/000820
Instrument	17545

Lender

Name	COMMERCIAL BK
Type	Bank
Address	HARROGATE, TN 37752

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 15, 2038

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCKE TN
Property Address	2695 BLESSING RD, COSBY, TN 37722-3203
Document Number	1467497
Book / Page	001467 / 000497
Instrument Date	Jun 27, 2017
Transaction Type	Mortgage
Record Updated	Jul 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2695 BLESSING RD COSBY TN 377223203, COSBY, TN 37722-3203

Mortgage

Document Number	1467497
Date	Jul 3, 2017
Book Page	001467/000497
Instrument	12353

Lender

Name	COMMERCIAL BK
Type	Bank
Address	NEWPORT, TN 37821

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2047

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCKE TN
Property Address	2695 BLESSING RD, COSBY, TN 37722-3203
Document Number	1472113
Book / Page	001472 / 000113
Instrument Date	Jun 27, 2017
Transaction Type	Mortgage
Record Updated	Oct 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2695 BLESSING RD COSBY TN 377223203, COSBY, TN 37722-3203

Mortgage

Document Number	1472113
Date	Sep 27, 2017
Book Page	001472/000113
Instrument	13431

Lender

Name	COMMERCIAL BK
Type	Bank
Address	NEWPORT, TN 37821

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cocke County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Cocke County
Unified School District	Cocke County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$857.00	$57,175 (+83.4%) Land $9,025 Building $48,150	$228,700 (+83.4%) Land $36,100 Building $192,600
2023		$31,175 Land $6,975 Building $24,200
2020			$124,700 Land $27,900 Building $96,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Nearby Flood Policies	33 in force
Nearby Flood Claims	13 (1996–2024)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Oct 2024 · rainfall accumulation
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 96% of Tennessee
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT UTILITIES BOARD serves 34,925 people · EPA ID TN0000500
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Newport Utilities Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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